CONSUMER CREDIT CODE

  1. Law
  2. Iowa Code
  3. COMMERCE
  4. CONSUMER CREDIT CODE

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Section
537.1101

Short title.

Section
537.1102

Purposes — rules of construction.

Section
537.1103

Law applicable.

Section
537.1104

Construction.

Section
537.1105

Section 537.1105

Section
537.1106

Section 537.1106

Section
537.1107

Waiver — agreement — settlement.

Section
537.1108

Effect on organizations.

Section
537.1109

Section 537.1109

Section
537.1110

Obligation of good faith.

Section
537.1201

Territorial application.

Section
537.1202

Exclusions.

Section
537.1203

Jurisdiction — service of process.

Section
537.1301

General definitions.

Section
537.1302

Definition — Truth in Lending Act.

Section
537.1303

Other defined terms.

Section
537.2101

Short title.

Section
537.2102

Scope.

Section
537.2201

Finance charge for consumer credit sales not pursuant to open-end credit.

Section
537.2202

Finance charge for consumer credit sales pursuant to open-end credit.

Section
537.2301

Authority to make supervised loans.

Section
537.2302

Section 537.2302

Section
537.2303

Revocation or suspension of license.

Section
537.2304

Records — annual reports.

Section
537.2305

Examinations and investigations.

Section
537.2306

Section 537.2306

Section
537.2307

Restrictions on interest in land as security.

Section
537.2308

Regular schedule of payments — maximum loan term.

Section
537.2309

No other business for purpose of evasion.

Section
537.2310

Conduct of business other than making loans.

Section
537.2401

Finance charge for consumer loans not pursuant to open-end credit.

Section
537.2402

Finance charge for consumer loans pursuant to open-end credit.

Section
537.2403

Finance charge for consumer loans secured by a motor vehicle.

Section
537.2501

Additional charges.

Section
537.2502

Delinquency charges.

Section
537.2503

Deferral charges.

Section
537.2504

Finance charge on refinancing.

Section
537.2505

Finance charge on consolidation.

Section
537.2506

Advances to perform covenants of consumer.

Section
537.2507

Attorney fees.

Section
537.2508

Conversion to open-end credit.

Section
537.2509

Right to prepay.

Section
537.2510

Rebate upon prepayment.

Section
537.2601

Charges for other credit transactions.

Section
537.3101

Short title.

Section
537.3102

Scope.

Section
537.3201

Compliance with Truth in Lending Act.

Section
537.3202

Consumer leases.

Section
537.3203

Notice to consumer.

Section
537.3204

Notice of assignment.

Section
537.3205

Change in terms of open-end credit accounts.

Section
537.3206

Receipt — statements of account — evidence of payment — credits.

Section
537.3207

Form of insurance premium loan agreement.

Section
537.3208

Notice to cosigners and similar parties.

Section
537.3209

Advertising.

Section
537.3210

Prohibited statements relating to rates.

Section
537.3211

Notice of consumer paper.

Section
537.3212

Notice of methods of financing and rates.

Section
537.3301

Security in consumer credit transactions.

Section
537.3302

Cross-collateral.

Section
537.3303

Debt secured by cross-collateral.

Section
537.3304

Use of multiple agreements.

Section
537.3305

No assignment of earnings.

Section
537.3306

Authorization to confess judgment prohibited.

Section
537.3307

Certain negotiable instruments prohibited.

Section
537.3308

Balloon payments.

Section
537.3309

Referral sales and leases.

Section
537.3310

Limitations on executory transactions.

Section
537.3311

Discrimination prohibited.

Section
537.3401

Restriction on liability in consumer lease.

Section
537.3402

Limitation on default charges.

Section
537.3403

Card issuer subject to claims and defenses.

Section
537.3404

Assignee subject to claims and defenses.

Section
537.3405

Lender subject to defenses arising from sales and leases.

Section
537.3501

Door-to-door sales.

Section
537.3601

Short title.

Section
537.3602

Purposes — rules of construction.

Section
537.3603

Exclusions.

Section
537.3604

General definitions.

Section
537.3605

Disclosures.

Section
537.3606

Form requirements.

Section
537.3607

Receipts.

Section
537.3608

Acquiring ownership.

Section
537.3609

Renegotiation.

Section
537.3610

Balloon payments prohibited.

Section
537.3611

Prohibited charges.

Section
537.3612

Additional charges.

Section
537.3613

Reinstatement fees.

Section
537.3614

Taxes and official fees.

Section
537.3615

Advertising.

Section
537.3616

Lessee’s reinstatement rights.

Section
537.3617

Unconscionability.

Section
537.3618

Default.

Section
537.3619

Cure of default.

Section
537.3620

Willful and intentional violations.

Section
537.3621

Damages.

Section
537.3622

Effect of correction.

Section
537.3623

Statute of limitations.

Section
537.3624

Enforcement.

Section
537.4101

Scope — excess charges.

Section
537.5101

Short title.

Section
537.5102

Scope.

Section
537.5103

Creditor’s obligations on repossession — restriction on deficiency judgments.

Section
537.5104

No garnishment before judgment.

Section
537.5105

Limitation on garnishment.

Section
537.5106

Garnishment.

Section
537.5107

Extortionate or unlawful extensions of credit.

Section
537.5108

Unconscionability — inducement by unconscionable conduct — unconscionable debt collection.

Section
537.5109

Default.

Section
537.5110

Cure of default.

Section
537.5111

Notice of right to cure.

Section
537.5112

Section 537.5112

Section
537.5113

Venue.

Section
537.5114

Complaint — proof.

Section
537.5115

Section 537.5115

Section
537.5201

Effect of violations on rights of parties.

Section
537.5202

Damages or penalties as setoff to obligation.

Section
537.5203

Civil liability for violation of disclosure provisions.

Section
537.5301

Willful violations.

Section
537.5302

Disclosure violations.

Section
537.6101

Short title.

Section
537.6102

Applicability.

Section
537.6103

Administrator.

Section
537.6104

Powers of administrator — reliance on rules — duty to report.

Section
537.6105

Administrative powers with respect to supervised financial organizations and supervised loan licensees.

Section
537.6106

Investigatory powers.

Section
537.6107

Section 537.6107

Section
537.6108

Administrative enforcement orders.

Section
537.6109

Assurance of discontinuance.

Section
537.6110

Injunctions and other proceedings in equity.

Section
537.6111

Injunctions against unconscionable agreements and fraudulent or unconscionable conduct.

Section
537.6112

Temporary relief.

Section
537.6113

Civil actions by administrator.

Section
537.6114

Section 537.6114

Section
537.6115

Consumer’s remedies not affected.

Section
537.6116

Venue.

Section
537.6117

Administrative rules.

Section
537.6201

Applicability.

Section
537.6202

Notification.

Section
537.6203

Fees.

Section
537.6204

Section 537.6204

Section
537.7101

Short title.

Section
537.7102

Definitions.

Section
537.7103

Prohibited practices.

Section
537.8101

Provision of credit card number as condition of check cashing or acceptance prohibited.