Application for charter.

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§412:10-103 Application for charter. (a) Five or more residents of this State who share a common bond may file an application with the commissioner to engage in the business of a credit union.

(b) The application shall contain the following information, unless waived by the commissioner:

(1) The proposed name of the credit union;

(2) Proposed lease agreements for its principal office;

(3) The territory in which the proposed credit union will operate;

(4) A business plan;

(5) Employment history, education, management experience, and other biographical information for all original chartering applicants, and proposed executive officers of the credit union;

(6) Proposed policies regarding loans, investments, operations, accounting, recordkeeping, and applicable federal and state consumer laws;

(7) Information necessary to conduct a criminal history record check in accordance with section 846-2.7 of each of the original chartering applicants and proposed executive officers of the credit union, accompanied by payment of the applicable fee for each record check to be conducted; and

(8) Any other information that the commissioner may require.

(c) The application shall be submitted on a form prescribed by the commissioner. The application shall be accompanied by a fee established by section 412:2-105.2, no part of which shall be refundable. [L 1993, c 350, pt of §1; am L 2008, c 196, §8; am L 2016, c 149, §13]


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