§268-12 Liability to persons other than shippers or passengers; limitation. The right of action extended by this chapter shall be applicable to loss or damage of property or personal injury or death, resulting from the operation of ferries or terminals by the department of transportation to persons other than shippers or passengers, but any recovery of damages in such cases shall not exceed an amount equal to the limitations of the insurance carried by the department to insure it against loss for such liability. [L 1963, c 186, §11; Supp, §114-11; HRS §268-12]