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Section
431:1-100
Short title.
Section
431:1-100.5
Purpose.
Section
431:1-101
Compliance required.
Section
431:1-102
Public interest.
Section
431:1-103
Headings.
Section
431:1-104
Particular provisions prevail.
Section
431:1-105
Records, statements and reports.
Section
431:1-201
Insurance defined.
Section
431:1-202
Insurer defined.
Section
431:1-203
Classes of insurance
Section
431:1-204
Life insurance defined.
Section
431:1-205
Accident and health or sickness insurance defined
Section
431:1-206
Property insurance defined.
Section
431:1-207
Marine and transportation insurance defined.
Section
431:1-208
Vehicle insurance defined.
Section
431:1-209
General casualty insurance defined.
Section
431:1-210
Surety insurance defined.
Section
431:1-211
Ocean marine insurance defined.
Section
431:1-212
Person defined.
Section
431:1-213
State defined.
Section
431:1-214
United States defined.
Section
431:1-215
Transaction of an insurance business.
Section
431:1-216
General business practice.
Section
431:1-217
Insurance policies issued to construction professionals.
Section
431:2-101
Insurance division.
Section
431:2-102
Insurance commissioner.
Section
431:2-103
Salary.
Section
431:2-104
Seal.
Section
431:2-105
Deputies, employees.
Section
431:2-105.5
Staff.
Section
431:2-106
Ethical requirements for insurance division staff.
Section
431:2-107
Workers' compensation rate analysis.
Section
431:2-108
Commissioner may delegate.
Section
431:2-109
Supplies, convention blanks.
Section
431:2-110
Offices.
Section
431:2-201
General powers and duties.
Section
431:2-201.2
Standards for commissioner.
Section
431:2-201.3
Criminal convictions; consent to engage in business.
Section
431:2-201.5
Conformity to federal law.
Section
431:2-201.8
Sales to members of the armed forces.
Section
431:2-202
Orders and notices.
Section
431:2-202.5
Approval; when deemed effective.
Section
431:2-203
Enforcement.
Section
431:2-204
Commissioner's power to subpoena.
Section
431:2-205
Commissioner to receive service of legal process on foreign or alien insurer.
Section
431:2-206
How service on commissioner made.
Section
431:2-207
Contempt proceedings.
Section
431:2-208
Access to records.
Section
431:2-209
Records and reports.
Section
431:2-210
Copies and certificates as evidence.
Section
431:2-211
Annual report.
Section
431:2-212
Interstate cooperation.
Section
431:2-214
The commissioner's education and training fund.
Section
431:2-215
Deposits to compliance resolution fund.
Section
431:2-216
Assessments of health insurers.
Section
431:2-217
Trade name.
Section
431:2-301
Purpose.
Section
431:2-301.5
Examiner defined.
Section
431:2-301.6
Conflict of interest.
Section
431:2-301.7
Conduct of examinations.
Section
431:2-301.8
Immunity from liability.
Section
431:2-302
Authority, scope, and scheduling of examinations.
Section
431:2-303
Examination of producers, adjusters, promoters, and independent bill reviewers.
Section
431:2-304
Examination of guaranty associations.
Section
431:2-305
Examination reports.
Section
431:2-306
Examination expense.
Section
431:2-307
REPEALED.
Section
431:2-307.5
Reimbursement and compensation of examiners; source of funds; disposition of receipts.
Section
431:2-308
Administrative procedure act applies.
Section
431:2-401
Definitions.
Section
431:2-402
Insurance fraud investigations branch.
Section
431:2-403
Insurance fraud.
Section
431:2-404
Restitution
Section
431:2-405
Insurance fraud; administrative penalties
Section
431:2-406
Administrative procedures
Section
431:2-407
Acceptance of payment
Section
431:2-408
Civil cause of action for insurance fraud; exemption
Section
431:2-409
Mandatory reporting
Section
431:2-410
Deposit into the compliance resolution fund
Section
431:2D-101
Legislative intent.
Section
431:2D-102
Definitions.
Section
431:2D-103
Domestic responsibility and deference to other states.
Section
431:2D-104
Market analysis procedures.
Section
431:2D-105
Protocols for market conduct actions.
Section
431:2D-106
Protocols for market conduct examinations.
Section
431:2D-107
Confidentiality requirements.
Section
431:2D-108
Market conduct surveillance personnel.
Section
431:2D-109
Immunity for market conduct surveillance personnel.
Section
431:2D-110
Fines and penalties.
Section
431:2D-111
Data collection and participation in national market conduct databases.
Section
431:2D-112
Coordination with other states through the National Association of Insurance Commissioners.
Section
431:2D-113
Additional duties of the commissioner.
Section
431:2D-114
Data calls.
Section
431:3-101
Alien insurer.
Section
431:3-102
Capital funds.
Section
431:3-103
Charter.
Section
431:3-104
Domestic insurer.
Section
431:3-105
Foreign insurer.
Section
431:3-106
Mutual insurer.
Section
431:3-107
Reciprocal insurance.
Section
431:3-108
Reciprocal insurer.
Section
431:3-109
Reinsurance.
Section
431:3-110
Stock insurer.
Section
431:3-201
Authority required.
Section
431:3-202
Insurer's name.
Section
431:3-203
Qualifications for authority.
Section
431:3-203.5
Foreign insurer; certification
Section
431:3-204
Classes of insurance authorized
Section
431:3-205
Funds required of new insurers.
Section
431:3-206
Additional funds required, new insurers.
Section
431:3-207
Noncompliance as to capital stock and surplus permitted certain insurers for five years.
Section
431:3-208
Funds required of existing and new insurers for transacting additional classes of insurance.
Section
431:3-209
Deposits of alien and foreign insurers; special deposits.
Section
431:3-210
Determination of capital funds of alien insurer.
Section
431:3-211
REPEALED.
Section
431:3-212
Application for authority.
Section
431:3-212.5
Redomestication of authorized insurers.
Section
431:3-213
Authority issued or denied.
Section
431:3-214
Extension; amendment.
Section
431:3-215
Withdrawal from State; obligations.
Section
431:3-216
Mandatory refusal, suspension or revocation provisions.
Section
431:3-217
Discretionary refusal, suspension or revocation provisions.
Section
431:3-218
Procedure upon revocation; suspension of certificate of authority.
Section
431:3-219
Suspension period; revocation.
Section
431:3-220
Revival.
Section
431:3-221
Power to fine.
Section
431:3-301
Annual and quarterly filings with commissioner.
Section
431:3-302
Annual and quarterly filings with the National Association of Insurance Commissioners.
Section
431:3-302.5
Annual audit.
Section
431:3-303
Immunity.
Section
431:3-304
Confidentiality.
Section
431:3-304.5
Statement of actuarial opinion; property and casualty insurance; confidentiality.
Section
431:3-305
Accounts; records.
Section
431:3-306
Limit of risk.
Section
431:3-306.5
Residential hurricane coverage.
Section
431:3-307
Free insurance.
Section
431:3-308
Alien government owned insurers.
Section
431:3-309
Disclosure of profits by insurers.
Section
431:3-401
Definitions.
Section
431:3-402
Risk-based capital reports.
Section
431:3-403
Company action level event.
Section
431:3-404
Regulatory action level event.
Section
431:3-405
Authorized control level event.
Section
431:3-406
Mandatory control level event.
Section
431:3-407
Hearing.
Section
431:3-408
Confidentiality and prohibition on announcements; prohibition on use in ratemaking.
Section
431:3-409
Supplemental provisions; rules; exceptions.
Section
431:3-410
Foreign insurers.
Section
431:3-411
Severability.
Section
431:3-412
Notices.
Section
431:3-413
Phase-in provision.
Section
431:3-414
Immunity.
Section
431:3A-101
Purpose; scope; applicability.
Section
431:3A-102
Definitions.
Section
431:3A-201
Initial privacy notice to consumers required.
Section
431:3A-202
Annual privacy notice to customers required.
Section
431:3A-203
Information to be included in privacy notices.
Section
431:3A-204
Form of opt out notice to consumers and opt out methods.
Section
431:3A-205
Revised privacy notices.
Section
431:3A-206
Delivery.
Section
431:3A-301
Limits on disclosure of nonpublic personal financial information to nonaffiliated third parties.
Section
431:3A-302
Limits on redisclosure and reuse of nonpublic personal financial information.
Section
431:3A-303
Limits on sharing account number information for marketing purposes.
Section
431:3A-401
Exception to opt out requirements for disclosure of nonpublic personal financial information for service providers and for joint marketing.
Section
431:3A-402
Exceptions to notice and opt out requirements for disclosure of nonpublic personal financial information for processing and servicing transactions.
Section
431:3A-403
Other exceptions to notice and opt out requirements for disclosure of nonpublic personal financial information.
Section
431:3A-501
Protection of Fair Credit Reporting Act.
Section
431:3A-502
Nondiscrimination.
Section
431:3A-503
Violation.
Section
431:3A-504
Rules.
Section
431:3D-101
Scope and purpose.
Section
431:3D-102
Definitions.
Section
431:3D-103
Risk management framework.
Section
431:3D-104
Own risk and solvency assessment requirement.
Section
431:3D-105
Own risk and solvency assessment summary report.
Section
431:3D-106
Exemption.
Section
431:3D-107
Contents of own risk and solvency assessment summary report.
Section
431:3D-108
Confidentiality
Section
431:3D-109
Sanctions.
Section
431:3D-110
Severability.
Section
431:3G-101
Purpose and scope.
Section
431:3G-102
Definitions.
Section
431:3G-103
Disclosure requirement.
Section
431:3G-104
Rules.
Section
431:3G-105
Contents of corporate governance annual disclosure.
Section
431:3G-106
Confidentiality.
Section
431:3G-107
National Association of Insurance Commissioners and third-party consultants.
Section
431:3G-108
Sanctions.
Section
431:3G-109
Severability.
Section
431:4-101
Definitions.
Section
431:4-102
Types of insurers permitted.
Section
431:4-103
Corporation law applies in general.
Section
431:4-104
Articles of incorporation.
Section
431:4-105
Affidavit.
Section
431:4-106
Board of directors.
Section
431:4-106.5
Membership in mutual or subscriber in reciprocal insurers; no personal liability of representative.
Section
431:4-107
Solicitation permit required.
Section
431:4-108
Application for a solicitation permit.
Section
431:4-109
Permit issued or denied.
Section
431:4-110
Bond or cash deposit.
Section
431:4-111
Expiration and contents.
Section
431:4-112
Permit not an inducement.
Section
431:4-113
Organization solicitor's license.
Section
431:4-114
Revocation of solicitation permit.
Section
431:4-115
Escrow of funds.
Section
431:4-116
Expense pending completion.
Section
431:4-117
Issuance and forfeiture of securities.
Section
431:4-118
Insurance application.
Section
431:4-119
Refund upon failure to complete or qualify or upon revocation of solicitation permit.
Section
431:4-120
Subsequent financing.
Section
431:4-121
False exhibits.
Section
431:4-122
Depositaries.
Section
431:4-123
Corrupt practices.
Section
431:4-124
Prohibited guaranty.
Section
431:4-125
Fees on use of funds.
Section
431:4-126
Comply with foreign laws.
Section
431:4-127
Solicitation in other states.
Section
431:4-201
Other laws applicable.
Section
431:4-202
Increase of capital.
Section
431:4-203
Decrease of capital.
Section
431:4-204
Dividends to stockholders.
Section
431:4-205
Illegal dividends; reductions.
Section
431:4-206
Repayment of contributed surplus.
Section
431:4-207
Participating policies.
Section
431:4-208
Statement by beneficial owner, director, officer.
Section
431:4-209
Recovery of profits realized.
Section
431:4-210
Unlawful sales of equity security.
Section
431:4-211
Exempt transactions.
Section
431:4-212
Arbitrage transactions not affected.
Section
431:4-213
Exempt equity securities.
Section
431:4-214
Rules and regulations.
Section
431:4-231
Applicability.
Section
431:4-232
Schedule A: information required in a proxy statement.
Section
431:4-233
Schedule B: information to be included in statements filed by or on behalf of a participant other than an insurer in a proxy solicitation in an election contest.
Section
431:4-234
Proxies, consents, and authorizations.
Section
431:4-235
Schedules and exhibits.
Section
431:4-236
Disclosure of equivalent information.
Section
431:4-237
Definitions.
Section
431:4-238
Information to be furnished to stockholders.
Section
431:4-239
Requirements as to proxy.
Section
431:4-240
Material required to be filed.
Section
431:4-241
False or misleading statements.
Section
431:4-242
Prohibition of certain solicitations.
Section
431:4-243
Election contests; applicability.
Section
431:4-244
Filing of information required by schedule B.
Section
431:4-245
Solicitations prior to furnishing required written proxy statement.
Section
431:4-246
Solicitation prior to furnishing required written proxy statement; filing requirements.
Section
431:4-247
Application of this part to annual report.
Section
431:4-301
Other articles applicable.
Section
431:4-302
Initial qualifications for mutual insurers.
Section
431:4-303
Mutual property insurer.
Section
431:4-304
Mutual casualty insurer.
Section
431:4-305
Mutual vehicle insurer.
Section
431:4-306
Mutual life insurer.
Section
431:4-307
Mutual accident and health or sickness insurer.
Section
431:4-308
Membership.
Section
431:4-309
Rights of members.
Section
431:4-310
Bylaws.
Section
431:4-311
Notice of annual meeting.
Section
431:4-312
Members proxies.
Section
431:4-313
Directors.
Section
431:4-314
Limitation on expenses incurred in writing property and casualty
Section
431:4-315
Violation of expense limitation.
Section
431:4-316
Actions on officers' salaries.
Section
431:4-317
Contingent liability of members.
Section
431:4-318
Accrual of liability.
Section
431:4-319
Contingent liability as asset.
Section
431:4-320
Lien on reserves.
Section
431:4-321
Nonassessable policies.
Section
431:4-322
Applies to all policies.
Section
431:4-323
Revocation of authority.
Section
431:4-324
Dividends.
Section
431:4-325
Nonparticipating policies.
Section
431:4-326
Members' share of assets.
Section
431:4-401
Application of other sections.
Section
431:4-402
Scope.
Section
431:4-403
Insuring powers of reciprocals.
Section
431:4-404
Suits.
Section
431:4-405
Attorney
Section
431:4-406
Power of attorney.
Section
431:4-407
Modifications.
Section
431:4-408
Organization of reciprocal insurers.
Section
431:4-409
Application for authority; declaration required.
Section
431:4-410
Policies effective.
Section
431:4-411
Attorney's bond.
Section
431:4-412
Deposit in lieu.
Section
431:4-413
Actions on bond.
Section
431:4-414
Subscribers.
Section
431:4-415
Subscribers' advisory committee.
Section
431:4-416
Subscriber's liability.
Section
431:4-417
Subscriber's liability on judgments.
Section
431:4-418
Aggregate liability.
Section
431:4-419
Assessment.
Section
431:4-420
Time limit for assessment.
Section
431:4-421
Nonassessable policies.
Section
431:4-422
Contributions of surplus.
Section
431:4-423
Share in savings.
Section
431:4-424
Subscriber's share of assets.
Section
431:4-425
REPEALED.
Section
431:4-501
Reorganization, merger or consolidation.
Section
431:4-502
Mutualization of stock insurers.
Section
431:4-503
Conversion or reinsurance of mutual insurer.
Section
431:4-504
Merger or conversion of reciprocal insurer.
Section
431:4A-101
Credit allowed a domestic ceding insurer.
Section
431:4A-102
Asset or reduction from liability for reinsurance ceded by a domestic insurer to an assuming insurer.
Section
431:4A-103
Qualified United States financial institutions.
Section
431:4A-104
Rules.
Section
431:4A-105
REPEALED.
Section
431:4F-101
Definitions.
Section
431:4F-102
Scope.
Section
431:4F-103
Authorization of entry.
Section
431:4F-104
Maintenance of trust account.
Section
431:4F-105
Requirements for trust agreement.
Section
431:4F-106
Reporting requirements for United States branches of alien insurers.
Section
431:4F-107
Additional requirements for United States branch license.
Section
431:4F-108
Authority of commissioner.
Section
431:5-101
Impairment of capital.
Section
431:5-102
Impairment of surplus.
Section
431:5-103
Impairment of reciprocal's surplus.
Section
431:5-201
Qualified assets.
Section
431:5-202
Assets not allowed.
Section
431:5-203
Liabilities
Section
431:5-204
Determining financial condition of reciprocal insurers.
Section
431:5-301
Unearned premium reserve.
Section
431:5-302
Unearned premium reserve for marine and transportation.
Section
431:5-303
Active life reserves and unearned premium reserves for noncancellable disability insurance.
Section
431:5-304
Loss reserves for liability and workers' compensation insurance.
Section
431:5-305
Increased reserves.
Section
431:5-306
Reserve credit for reinsurance.
Section
431:5-307
Standard valuation law; life.
Section
431:5-308
Valuation of bonds.
Section
431:5-309
Valuation of other securities.
Section
431:5-310
Valuation of property.
Section
431:5-311
Valuation of purchase money mortgages.
Section
431:5-401
Rules.
Section
431:6-101
Definitions pertaining to investments.
Section
431:6-102
Merged, reorganized institutions.
Section
431:6-103
Eligible investments; scope.
Section
431:6-104
General qualifications.
Section
431:6-105
General limitations.
Section
431:6-106
Record of investments.
Section
431:6-201
Required investments for capital and reserves.
Section
431:6-301
Public obligations.
Section
431:6-302
Corporate obligations.
Section
431:6-303
Preferred or guaranteed stocks or shares.
Section
431:6-304
Trustees or receivers obligations.
Section
431:6-305
Equipment trust obligations.
Section
431:6-306
Mortgage loans and contracts.
Section
431:6-307
Mortgage loan limited by property value.
Section
431:6-308
Encumbrance defined.
Section
431:6-309
Appraisal; insurance; limit.
Section
431:6-310
Security agreements.
Section
431:6-311
Real property owned.
Section
431:6-312
Time limit for disposal.
Section
431:6-313
Foreign securities.
Section
431:6-314
Policy loans.
Section
431:6-315
Banks, savings and loan associations, credit unions, and financial services loan companies.
Section
431:6-316
Insurance stocks.
Section
431:6-317
Common stocks.
Section
431:6-318
Collateral loans.
Section
431:6-319
Miscellaneous investments.
Section
431:6-320
Special consent investments.
Section
431:6-321
Hedging transactions.
Section
431:6-322
Common trust funds; mutual funds; and exchange traded funds.
Section
431:6-323
Separate accounts.
Section
431:6-324
Subsidiaries.
Section
431:6-401
Prohibited investments.
Section
431:6-402
Securities underwriting; agreements to withhold or to repurchase.
Section
431:6-403
Disposal of ineligible property and securities.
Section
431:6-404
Authorization of investments.
Section
431:6-501
Investments of foreign, alien insurers.
Section
431:6-601
Insurer investment pools.
Section
431:6-602
Securities lending, repurchase, reverse repurchase, and dollar roll; investment pools.
Section
431:7-101
Fees.
Section
431:7-201
Annual and monthly tax statements.
Section
431:7-202
Taxation.
Section
431:7-202.5
Additions to taxes for noncompliance or evasion; interest on underpayments and overpayments.
Section
431:7-203
Administrative refunds.
Section
431:7-204
In lieu provision.
Section
431:7-204.5
Appeals.
Section
431:7-204.6
Limitation period for assessment, levy, collection, or refund.
Section
431:7-205
Reports to department of taxation.
Section
431:7-206
Domestic company credit for retaliatory taxes paid other states.
Section
431:7-207
Tax credit to facilitate regulatory oversight.
Section
431:7-208
Low-income housing, insurance premium tax credit.
Section
431:7-209
High technology business investment tax credit.
Section
431:7-301
Deposits of insurers.
Section
431:7-302
Purpose of deposit.
Section
431:7-303
Securities eligible for deposit.
Section
431:7-304
Record and receipt.
Section
431:7-305
Transfer of securities.
Section
431:7-306
Director may designate depositary.
Section
431:7-307
Responsibility for deposits.
Section
431:7-308
Dividends and substitutions.
Section
431:7-309
Release of deposit.
Section
431:7-310
Voluntary excess deposit.
Section
431:7-311
Not subject to levy.
Section
431:8-101
Scope.
Section
431:8-102
Definitions.
Section
431:8-201
Transacting insurance business without certificate of authority prohibited.
Section
431:8-202
Acting for or aiding unauthorized insurer prohibited.
Section
431:8-203
Validity of contracts illegally effectuated.
Section
431:8-204
Liability of person assisting unauthorized insurer.
Section
431:8-205
Insurance independently procured; duty to report and pay tax.
Section
431:8-206
Commissioner may enjoin unauthorized insurers.
Section
431:8-207
Legal process against unauthorized insurer; how service of process made.
Section
431:8-208
Defense of action by unauthorized insurer; bond.
Section
431:8-209
Attorney's fees.
Section
431:8-210
Advertising prohibited.
Section
431:8-211
Penalties.
Section
431:8-300
Exemptions from surplus lines law.
Section
431:8-301
Insurance placed with unauthorized insurer permitted.
Section
431:8-302
Surplus lines insurers.
Sections
431:8-303, 431
8-304 REPEALED.
Section
431:8-305
Evidence of insurance; changes; penalties.
Section
431:8-306
Signature of broker and special endorsement of surplus lines policy.
Section
431:8-307
Broker's duty to notify insured
Section
431:8-308
Surplus lines insurance valid.
Section
431:8-309
Effect of payment to surplus lines broker.
Section
431:8-310
Surplus lines broker license required; application and qualifications for license.
Section
431:8-311
Compensation.
Section
431:8-312
Records of surplus lines broker.
Section
431:8-313
Surplus lines broker's reports to commissioner.
Section
431:8-314
Surplus lines advisory organizations.
Section
431:8-315
Tax on surplus lines.
Section
431:8-316
Penalty for failure to file statement or remit tax.
Section
431:8-317
License denial, nonrenewal, suspension, or revocation.
Section
431:8-318
Examination of surplus lines broker's accounts and records
Section
431:8-319
Actions against surplus lines insurer; service of process.
Section
431:8-320
Penalties.
Section
431:8-321
Nonresident licensing.
Section
431:8-322
Reciprocity.
Section
431:8-323
Exemption from examination.
Section
431:8-324
Surplus lines broker license examination
Section
431:8-325
Scope of examination.
Section
431:8-326
Time of examinations.
Section
431:8-327
Prerequisites for license renewal.
Section
431:8-328
Continuing education recordkeeping
Section
431:8-329
Commissioner s authority to grant waiver.
Section
431:9-101
Scope.
Sections
431:9-102 to 431:9-104
REPEALED.
Section
431:9-105
Definitions.
Section
431:9-201
License required; exception.
Section
431:9-202
REPEALED.
Section
431:9-203
General qualifications for license.
Section
431:9-204
Applications for license.
Section
431:9-205
REPEALED.
Section
431:9-206
Examinations for license.
Section
431:9-207
Scope of examination
Section
431:9-208
Time of examinations.
Section
431:9-209
Advisory board.
Sections
431:9-210 to 431:9-213
REPEALED.
Section
431:9-214
REPEALED.
Sections
431:9-215 to 431:9-219
REPEALED.
Section
431:9-220
REPEALED.
Section
431:9-221
REPEALED.
Section
431:9-222
Qualification for adjuster's license.
Section
431:9-222.5
Claims adjusters; limited license.
Section
431:9-223
Public adjuster's bond.
Section
431:9-224
Separate licenses.
Section
431:9-225
Form of adjusters' license.
Section
431:9-226
Powers conferred by an adjuster's license.
Section
431:9-227
Adjuster; restrictions.
Section
431:9-228
Place of business.
Section
431:9-229
Records of adjuster or independent bill reviewer
Section
431:9-230
Reporting and accounting for premiums.
Section
431:9-231
REPEALED.
Section
431:9-232
Extension of licenses.
Sections
431:9-233, 431
9-234 REPEALED.
Section
431:9-234.5
Reporting of actions.
Section
431:9-235
Denial, suspension, revocation of licenses.
Section
431:9-235.5
Suspension or denial of license for noncompliance with support order.
Section
431:9-236
REPEALED.
Section
431:9-237
Duration of suspension.
Section
431:9-238
Power to fine.
Section
431:9-239
Reinstatement or relicensing.
Section
431:9-240
Fine in lieu.
Section
431:9-241
REPEALED.
Section
431:9-242
Compensation by contingency fee prohibited.
Section
431:9-243
Qualification for independent bill reviewer's license.
Sections
431:9-301 to 431:9-305
REPEALED.
Section
431:9A-101
Scope
Sections
431:9A-101 to 431:9A-108
REPEALED.
Section
431:9A-102
Definitions.
Section
431:9A-103
License required.
Section
431:9A-104
Exceptions to licensing.
Section
431:9A-105
Insurance producer license examination
Section
431:9A-106
Application for license.
Section
431:9A-107
License.
Section
431:9A-107.5
Limited license
Section
431:9A-108
Nonresident licensing.
Section
431:9A-108.5
Process against nonresident licensees
Section
431:9A-109
Exemption from examination.
Section
431:9A-110
Legal, trade, and assumed names.
Section
431:9A-111
Temporary licensing.
Section
431:9A-112
License denial, nonrenewal, suspension, or revocation.
Section
431:9A-112.3
Suspension or denial of license for noncompliance with support order.
Section
431:9A-112.5
Controlled business.
Section
431:9A-113
Commissions.
Section
431:9A-114
Appointments.
Section
431:9A-115
Notification to commissioner of termination.
Section
431:9A-116
Reciprocity.
Section
431:9A-117
Reporting of actions.
Section
431:9A-118
Rules.
Section
431:9A-119
Scope of examination.
Section
431:9A-120
Time of examinations.
Section
431:9A-121
Advisory board.
Section
431:9A-122
Place of business.
Section
431:9A-123
Records of insurance producer.
Section
431:9A-123.5
Reporting and accounting for premiums
Section
431:9A-124
Prerequisites for license renewal.
Section
431:9A-125
Continuing education recordkeeping.
Section
431:9A-126
Power to fine.
Section
431:9A-127
Fine in lieu.
Section
431:9A-128
Nondiscrimination.
Section
431:9A-129
Penalty.
Section
431:9A-130
Commissioner's authority to grant waiver.
Section
431:9A-141
Definitions.
Section
431:9A-142
Requirements for license and renewal.
Section
431:9A-151
Continuing education course provider certificate.
Section
431:9A-152
Continuing education course provider additional duties.
Section
431:9A-153
Courses.
Section
431:9A-154
Self-study courses.
Section
431:9A-155
Carryover credits.
Section
431:9A-156
Course instructors.
Section
431:9A-157
Tuition.
Section
431:9A-158
Reporting credit hours and recordkeeping.
Section
431:9A-159
Advertising.
Section
431:9A-160
Advisory committee.
Section
431:9A-171
Definitions.
Section
431:9A-172
Licensure of owners.
Section
431:9A-173
Requirements for sale of stored property insurance.
Section
431:9A-174
Authority of owners.
Section
431:9A-175
Sanctions for violations.
Section
431:9A-176
Application for license and fees.
Section
431:9B-101
Definitions.
Section
431:9B-102
Licensure.
Section
431:9B-103
Required contract provisions; reinsurance intermediary-brokers.
Section
431:9B-104
Books and records; reinsurance intermediary-brokers.
Section
431:9B-105
Duties of insurers utilizing the services of a reinsurance intermediary-broker.
Section
431:9B-106
Required contract provisions; reinsurance intermediary-managers.
Section
431:9B-107
Prohibited acts.
Section
431:9B-108
Duties of reinsurers utilizing the services of a reinsurance intermediary-manager.
Section
431:9B-109
Examination authority.
Section
431:9B-110
Penalties and liabilities.
Section
431:9B-111
Rules.
Section
431:9C-101
Definitions.
Section
431:9C-102
Licensure.
Section
431:9C-103
Required contract provisions
Section
431:9C-104
Duties of insurers.
Section
431:9C-105
Examination authority.
Section
431:9C-106
Penalties and liabilities.
Section
431:9C-107
Rules.
Section
431:9J-101
Definitions.
Section
431:9J-102
License required; application.
Section
431:9J-103
Surety bond required.
Section
431:9J-104
Written agreement required.
Section
431:9J-105
Effect of payments to administrator.
Section
431:9J-106
Recordkeeping required; commissioner's access to records.
Section
431:9J-107
Advertising by administrator.
Section
431:9J-108
Fiduciary duties of administrator; payment of claims by administrator.
Section
431:9J-109
Compensation of administrator.
Section
431:9J-110
Written notice to insureds required.
Section
431:9J-111
Delivery of written information to insured.
Section
431:9J-112
Annual report required.
Section
431:9J-113
License denial, nonrenewal, suspension, or revocation; fines.
Section
431:9J-114
Rules.
Section
431:9N-101
Definitions.
Section
431:9N-102
License denial, nonrenewal, suspension, or revocation; trade name bar.
Section
431:9N-103
Fiduciary responsibilities.
Section
431:9N-104
Bail agent not to act as attorney.
Section
431:10-101
Scope; effective dates.
Section
431:10-102
Definitions.
Section
431:10-103
Exemptions of certain contracts.
Section
431:10-104
General readability requirements.
Section
431:10-105
Required reading test; authorization and availability.
Section
431:10-106
Flesch reading ease test; procedures.
Section
431:10-107
Filing of certificate.
Section
431:10-108
Flesch reading ease score; lower score authorized; when.
Section
431:10-109
Disclosure of health care coverage and benefits.
Section
431:10-201
Scope.
Section
431:10-202
Definitions.
Section
431:10-203
Power to contract.
Section
431:10-204
Insurable interest required; personal insurances.
Section
431:10-205
Interest of the insured.
Section
431:10-206
Application for insurance: consent of insured required.
Section
431:10-207
Alteration of application.
Section
431:10-208
Limitations on use of application as evidence.
Section
431:10-209
Warranties, misrepresentations in applications.
Section
431:10-210
Standard form fire insurance policy.
Section
431:10-211
Content of policies in general.
Section
431:10-211.3
Commercial general liability extended reporting requirements.
Section
431:10-211.5
Premium waiver provisions; restrictions.
Section
431:10-212
Contract limitations for handicapped children and children with intellectual disabilities.
Section
431:10-213
REPEALED.
Section
431:10-214
Right to return policy.
Section
431:10-215
Readjustment of premiums; dividends.
Section
431:10-216
Additional contents.
Section
431:10-217
Charter, bylaw provisions.
Section
431:10-217.5
Policies relating to domestic abuse cases.
Section
431:10-218
Stated premium must include all charges.
Section
431:10-219
Multi-peril policies, premiums stated separately.
Section
431:10-220
Policy must contain entire contract.
Section
431:10-221
Prohibited policy provisions: limiting actions and jurisdictions.
Section
431:10-222
Construction industry; indemnity agreements invalid.
Section
431:10-222.5
Pooled insurance.
Section
431:10-223
Underwriters and combination policies.
Section
431:10-224
Execution of policies.
Section
431:10-225
Delivery of policy.
Section
431:10-226
Renewal of policy; new policy not required.
Section
431:10-226.5
Notice of cancellation or nonrenewal.
Section
431:10-227
Retroactive annulment of liability policies prohibited.
Section
431:10-228
Assignment of policies.
Section
431:10-229
Dividends payable to the real party.
Section
431:10-230
Payment discharges insurer.
Section
431:10-231
Exemption of proceeds; accident and health or sickness.
Section
431:10-232
Exemption of proceeds; life, endowment and annuity.
Section
431:10-233
Exemption of proceeds; group life.
Section
431:10-234
Spouses' and reciprocal beneficiaries' right in life insurance policy.
Section
431:10-235
Forms for proof of loss furnished.
Section
431:10-236
Claim administration not waiver.
Section
431:10-237
Construction of policies.
Section
431:10-238
Validity of noncomplying forms.
Section
431:10-239
Intervening breach.
Section
431:10-240
Insurance contracts; punitive damages.
Section
431:10-241
Venue in certain actions.
Section
431:10-242
Policyholder and other suits against insurer.
Section
431:10-243
Interest upon proceeds of life insurance policies.
Section
431:10-244
Filing procedure for contracts approved by commissioner.
Section
431:10A-101
Applications and exceptions.
Section
431:10A-102
Accident and health or sickness insurance policy defined.
Section
431:10A-102.5
REPEALED.
Section
431:10A-103
Family coverage defined.
Section
431:10A-104
Form of policy.
Section
431:10A-105
Required provisions.
Section
431:10A-105.3
Association health plan policy; compliance with state law.
Section
431:10A-105.5
Federal law compliance.
Section
431:10A-105.6
Prohibition on rescissions of coverage.
Section
431:10A-105.7
Required disclaimer.
Section
431:10A-106
Optional provisions.
Section
431:10A-107
Inapplicable or inconsistent provisions.
Section
431:10A-108
Order of certain policy provisions.
Section
431:10A-109
Third party ownership.
Section
431:10A-110
Requirements of other jurisdictions.
Section
431:10A-111
Other policy provisions.
Section
431:10A-112
Policy conflicting with this part.
Section
431:10A-113
Filing procedure.
Section
431:10A-114
Age limit.
Section
431:10A-115
Coverage of newborn children.
Section
431:10A-115.5
Coverage for child health supervision services.
Section
431:10A-116
Coverage for specific services.
Section
431:10A-116.2
Mammograms; referral not required.
Section
431:10A-116.3
Coverage for telehealth.
Section
431:10A-116.5
In vitro fertilization procedure coverage.
Section
431:10A-116.6
Contraceptive services.
Section
431:10A-116.7
Contraceptive services; religious employers exemption.
Section
431:10A-117
Franchise plan.
Section
431:10A-118
Genetic information nondiscrimination in accident and health or sickness insurance coverage
Section
431:10A-118.3
Nondiscrimination on the basis of actual gender identity or perceived gender identity; coverage for services.
Section
431:10A-119
Hospice care coverage.
Section
431:10A-120
Medical foods and low-protein modified food products; treatment of inborn error of metabolism; notice.
Section
431:10A-121
Coverage for diabetes.
Section
431:10A-122
Colon cancer screening coverage.
Section
431:10A-125
Primary care provider; advanced practice registered nurse.
Section
431:10A-126
Cancer treatment.
Section
431:10A-131
REPEALED.
Section
431:10A-132
Orthodontic services for orofacial anomalies; benefits and coverage; notice.
Section
431:10A-133
Autism benefits and coverage; notice; definitions.
Section
431:10A-134
Human immunodeficiency virus and acquired immunodeficiency syndrome screening coverage.
Section
431:10A-140
Formulary; accessibility requirements.
Section
431:10A-141
Extension of dependent coverage.
Section
431:10A-142
Prohibition of preexisting condition exclusions.
Section
431:10A-143
Prohibited discrimination in premiums or contributions.
Section
431:10A-144
Reimbursement to providers.
Section
431:10A-201
Definitions.
Section
431:10A-202
Health care groups.
Section
431:10A-203
Standard provisions.
Section
431:10A-204
Optional provision, examination and autopsy.
Section
431:10A-205
Payment of benefits.
Section
431:10A-206
Coverage of newborn children.
Section
431:10A-206.5
Coverage for child health supervision services.
Section
431:10A-207
Coverage for specific services.
Section
431:10A-208
Qualified medical child support order.
Section
431:10A-209
Association health plan policy; compliance with state law.
Section
431:10A-210
Extension of dependent coverage.
Section
431:10A-211
Prohibition of preexisting condition exclusions.
Section
431:10A-212
Prohibited discrimination in premiums or contributions.
Section
431:10A-301
Definitions.
Section
431:10A-302
Applicability and scope.
Section
431:10A-303
REPEALED.
Section
431:10A-304
Standards for policy provisions.
Section
431:10A-305
Rules.
Section
431:10A-306
Loss ratio standards.
Section
431:10A-307
Disclosure standards.
Section
431:10A-308
Notice of free examination.
Section
431:10A-309
Filings; approval of forms.
Section
431:10A-310
Filing requirements for advertising.
Section
431:10A-311
Penalties.
Section
431:10A-312
Severability.
Section
431:10A-401
Purpose.
Section
431:10A-402
Definitions.
Section
431:10A-403
Association of insurers; policyholder; policy.
Section
431:10A-404
Persons authorized to transact insurance.
Section
431:10A-404.5
Genetic information nondiscrimination in extended health insurance coverage.
Section
431:10A-405
Association; powers, process; examination.
Section
431:10A-406
Forms; rates; approval.
Section
431:10A-407
Duplication of benefits; adjustment.
Section
431:10A-408
Annual report filed by association.
Section
431:10A-409
Articles of association; agent, membership list; deception.
Section
431:10A-410
Violation of other laws.
Sections
431:10A-521 to 431:10A-531
REPEALED.
Section
431:10A-601
Reciprocal beneficiary family coverage defined; policyholder and employer responsibility for costs; availability.
Section
431:10A-602
Federally funded programs; exemption.
Section
431:10A-603
Self-employed persons, exemption.
Section
431:10A-604
Bona fide trade associations.
Section
431:10A-605
Short-term, limited-duration health insurance.
Section
431:10A-606
Medication synchronization; proration; dispensing fees.
Section
431:10A-607
Limited benefit health insurance
Section
431:10B-101
Purpose.
Section
431:10B-102
Scope
Section
431:10B-103
Definitions.
Section
431:10B-104
Forms of credit life insurance and credit disability insurance
Section
431:10B-105
Amount of credit life insurance and credit disability insurance.
Section
431:10B-106
Term of credit life and credit disability insurance.
Section
431:10B-107
Provisions of policies and certificates of insurance: disclosure to debtors.
Section
431:10B-108
Filing, approval, and withdrawal of forms and premium rates.
Section
431:10B-109
Premiums and refunds.
Section
431:10B-110
Issuance of policies.
Section
431:10B-111
Claims.
Section
431:10B-112
Existing insurance and choice of insurer.
Section
431:10B-113
Enforcement.
Section
431:10B-114
Penalties.
Section
431:10C-101
Short title.
Section
431:10C-102
Purpose.
Section
431:10C-103
Definitions.
Section
431:10C-103.5
Personal injury protection benefits; defined; limits.
Section
431:10C-103.6
Personal injury protection benefits tied to prepaid health care plan for description of coverage only.
Section
431:10C-104
Conditions of operation and registration of motor vehicles.
Section
431:10C-104.5
REPEALED.
Section
431:10C-105
Self-insurance.
Section
431:10C-106
Specialty insurers not prohibited.
Section
431:10C-107
Verification of insurance: motor vehicles.
Section
431:10C-108
Unlawful use of motor vehicle insurance identification card.
Section
431:10C-109
Motor vehicle insurance identification card after cancellation of policy; return to insurer, civil sanctions.
Section
431:10C-110
Rejection of application, joint underwriting plan placement.
Section
431:10C-110.5
Replacing motor vehicle insurance policy through an insurer's affiliate or subsidiary.
Section
431:10C-111
Cancellation and nonrenewal of policies: when prohibited, when permitted.
Section
431:10C-111.5
Limit on nonrenewals and conditional renewals.
Section
431:10C-112
Notice of cancellation or nonrenewal; effect on term of coverage.
Section
431:10C-112.5
Notice of cancellation for insurer ceasing to issue motor vehicle insurance policies.
Section
431:10C-113
Violation of rejection, cancellation and nonrenewal provisions.
Section
431:10C-114
Insured's obligations upon termination of insurance.
Section
431:10C-115
Drivers education fund underwriters fee.
Section
431:10C-115.5
REPEALED.
Section
431:10C-115.6
Disclosure of personal injury protection limits and payments.
Section
431:10C-115.7
Plain language billings.
Section
431:10C-116
Challenges to motor vehicle insurance law; intervention by attorney general.
Section
431:10C-117
Penalties.
Section
431:10C-117.5
Additional civil liability.
Section
431:10C-118
Fee in lieu of fine; defense.
Section
431:10C-119
Insurer's requirements.
Section
431:10C-120
Prohibitions, penalty.
Section
431:10C-121
Severability.
Section
431:10C-122
Payment of general excise tax and certificate of ownership fee on third-party claims.
Section
431:10C-201
Motor vehicle insurance rates generally.
Section
431:10C-202
Making of motor vehicle insurance rates.
Section
431:10C-202.5
Immediate rate freeze; rate reduction; relief.
Section
431:10C-203
Rate filings.
Section
431:10C-204
REPEALED.
Section
431:10C-205
Rate review: request by aggrieved party.
Section
431:10C-206
REPEALED.
Section
431:10C-206.5
Group insurance plans.
Section
431:10C-207
Discriminatory practices prohibited.
Section
431:10C-208
Increase in premiums prohibited.
Section
431:10C-209
Rate administration.
Section
431:10C-209.5
REPEALED.
Section
431:10C-210
Publication of premium information.
Section
431:10C-211
Attorney's fees.
Section
431:10C-212
Administrative hearing on insurer's denial of claim.
Section
431:10C-213
Arbitration.
Section
431:10C-213.5
Binding arbitration.
Section
431:10C-214
Administration.
Section
431:10C-215
Inspection and audit.
Section
431:10C-216
Annual review.
Section
431:10C-301
Required motor vehicle policy coverage.
Section
431:10C-301.5
Covered loss deductible.
Section
431:10C-302
Required optional additional insurance.
Section
431:10C-302.5
Managed care option.
Section
431:10C-303
Right to personal injury protection benefits.
Section
431:10C-303.5
U-drive insurance policy; primary.
Section
431:10C-304
Obligation to pay personal injury protection benefits.
Section
431:10C-305
Source of payment.
Section
431:10C-305.5
Right to reimbursement of deductible paid; when.
Section
431:10C-306
Abolition of tort liability.
Section
431:10C-307
Reimbursement of duplicate benefits.
Section
431:10C-307.7
REPEALED.
Section
431:10C-307.8
REPEALED.
Section
431:10C-308
REPEALED.
Section
431:10C-308.5
Limitation on charges.
Section
431:10C-308.6
REPEALED.
Section
431:10C-308.7
Client-patient referrals, health care provider practices prohibited.
Section
431:10C-309
Total loss motor vehicle claims.
Section
431:10C-310
Total loss motor vehicle claims: replacement.
Section
431:10C-311
Total loss motor vehicle claims: cash settlement.
Section
431:10C-312
Payment of excise tax and certificate of ownership fee.
Section
431:10C-313
Insurer practices regarding loss of use, storage and towing, and betterment.
Section
431:10C-313.5
Preferred repair provider.
Section
431:10C-313.6
Original equipment manufacturer's and like kind and quality parts.
Section
431:10C-314
Jurisdiction.
Section
431:10C-315
Statute of limitations.
Section
431:10C-401
Participation.
Section
431:10C-402
Bureau.
Section
431:10C-403
Bureau's duties.
Section
431:10C-404
Allocation of costs.
Section
431:10C-405
Board of governors.
Section
431:10C-406
Regulations, review, and appellate procedure.
Section
431:10C-407
Classifications.
Section
431:10C-408
Assigned claims.
Section
431:10C-409
Establishment and criteria.
Section
431:10C-410
Schedules.
Section
431:10C-411
Optional additional coverages.
Section
431:10C-412
Adjustment and refund
Sections
431:10C-501 to 431:10C-504
REPEALED.
Section
431:10C-601
Agreement.
Section
431:10C-602
Surety bond or deposit of security; proof of financial ability.
Section
431:10C-603
Proof of ability to process and pay claims promptly.
Section
431:10C-604
Issuance of certificate of self-insurance.
Section
431:10C-605
Duty to notify commissioner.
Section
431:10C-606
Duration of certification.
Section
431:10C-607
Revocation of certificate of self-insurance.
Section
431:10C-608
Termination of self-insurer status and withdrawal of security deposit.
Section
431:10C-701
Definitions.
Section
431:10C-702
Relation to other laws.
Section
431:10C-703
Transportation network company and transportation network company driver; disclosure; limitations; insurance requirements.
Section
431:10C-704
Records.
Section
431:10C-705
Disclaimers, waiver of liability, and indemnity agreements invalid.
Section
431:10D-101
Scope.
Section
431:10D-102
Standard provisions required.
Section
431:10D-103
Policy loan interest rates for policies issued after June 22, 1982.
Section
431:10D-104
Standard nonforfeiture law for life insurance.
Section
431:10D-105
Annuities and pure endowment contracts; standard provisions required.
Section
431:10D-106
Reversionary annuities; standard provisions required.
Section
431:10D-107
Standard nonforfeiture law; individual deferred annuities.
Section
431:10D-108
Limitation of liability.
Section
431:10D-109
Scope of incontestable clauses.
Section
431:10D-110
Incontestability after reinstatement.
Section
431:10D-111
Premium deposits.
Section
431:10D-112
Policy settlements.
Section
431:10D-113
Indebtedness deducted from proceeds.
Section
431:10D-114
Miscellaneous proceeds.
Section
431:10D-115
Dealing in dividends.
Section
431:10D-116
Prohibited policy plans.
Section
431:10D-117
Life franchise plan.
Section
431:10D-118
Variable contracts.
Section
431:10D-201
Group life insurance requirements.
Section
431:10D-202
Employee groups.
Section
431:10D-203
Debtor groups.
Section
431:10D-204
Labor union groups.
Section
431:10D-205
Trustee groups.
Section
431:10D-206
Agent groups.
Section
431:10D-207
Public employee association groups.
Section
431:10D-208
Mutual benefit society groups.
Section
431:10D-209
Professional association groups.
Section
431:10D-210
Occupation, industry, or trade association groups.
Section
431:10D-211
Credit union groups.
Section
431:10D-211.5
Other groups; limits.
Section
431:10D-212
Spouses and dependents of insured individuals.
Section
431:10D-213
Standard provisions required.
Section
431:10D-214
Notice to insured regarding conversion right.
Section
431:10D-215
Assignment of policies.
Section
431:10D-301
Scope.
Section
431:10D-302
General life insurance provisions applicable.
Section
431:10D-303
Industrial life insurance defined.
Section
431:10D-304
Compliance required.
Section
431:10D-305
Standard provisions required.
Section
431:10D-306
Title on policy.
Section
431:10D-307
Beneficiary.
Section
431:10D-308
Facility of payment.
Section
431:10D-309
Premiums paid direct.
Section
431:10D-310
Application to term and specified insurance.
Section
431:10D-311
Crediting of dividends.
Section
431:10D-312
Prohibited provisions.
Section
431:10D-313
Limitation of liability.
Section
431:10D-401
Scope.
Section
431:10D-402
Definitions.
Section
431:10D-403
Policies to be illustrated.
Section
431:10D-404
General requirements and prohibitions.
Section
431:10D-405
Standards for basic illustrations.
Section
431:10D-406
Standards for supplemental illustrations.
Section
431:10D-407
Delivery of illustration and record retention.
Section
431:10D-408
Annual reports and notice to policy owners.
Section
431:10D-409
Annual certifications.
Section
431:10D-410
Penalties.
Section
431:10D-411
Authority to adopt rules.
Section
431:10D-412
REPEALED.
Section
431:10D-501
Purpose and scope.
Section
431:10D-502
Definitions.
Section
431:10D-503
Duties of producers.
Section
431:10D-504
Duties of insurers that use producers.
Section
431:10D-505
Duties of replacing insurers that use producers.
Section
431:10D-506
Duties of the existing insurer.
Section
431:10D-507
Duties of insurers with respect to direct-response solicitations.
Section
431:10D-508
Violations and penalties.
Section
431:10D-509
Authority to adopt rules.
Section
431:10D-510
REPEALED.
Section
431:10D-601
Definitions.
Section
431:10D-602
Applicability of standards for disclosure.
Section
431:10D-603
Standards for the disclosure document and buyer's guide.
Section
431:10D-604
Report to contract owners.
Section
431:10D-605
Penalties.
Section
431:10D-621
Scope.
Section
431:10D-622
Definitions.
Section
431:10D-623
Duties of insurers and insurance producers.
Section
431:10D-624
Compliance mitigation; penalties.
Section
431:10D-625
Recordkeeping.
Section
431:10D-626
Insurance producer training.
Section
431:10D-641
Purpose.
Section
431:10D-642
Prohibited uses of senior-specific certifications and professional designations.
Section
431:10D-651
Short title.
Section
431:10D-652
Purpose.
Section
431:10D-653
Definitions.
Section
431:10D-654
Insurer conduct.
Section
431:10E-101
Insurable interest in property required.
Section
431:10E-102
Over-insurance prohibited; exceptions.
Section
431:10E-103
Exceptions.
Section
431:10E-121
Purpose.
Section
431:10E-122
Scope; effective dates.
Section
431:10E-123
Definitions.
Section
431:10E-124
Use of inquiries and other information.
Section
431:10E-141
Lava zone defined.
Section
431:10E-142
Provisions for properties in lava zones in the county of Hawaii.
Section
431:10E-151
Notice requirement.
Section
431:10E-152
Extended coverage.
Section
431:10F-101
Requirements deemed met by surety insurer.
Section
431:10F-102
Fiduciary bonds, expense.
Section
431:10F-103
Court bonds, costs.
Section
431:10F-104
Release from liability.
Section
431:10F-105
Directed suretyship; coercion of contractors.
Section
431:10G-101
Definitions.
Section
431:10G-102
Conditions of operation and registration of motorcycles and motor scooters.
Section
431:10G-103
Motorcycle or motor scooter self-insurance.
Section
431:10G-104
Prerequisites for obtaining coverage.
Section
431:10G-105
Tort liability.
Section
431:10G-106
Verification of insurance.
Section
431:10G-107
Drivers education fund underwriters fee; motorcycle and motor scooter operators education fund.
Section
431:10G-108
Penalties.
Section
431:10G-109
Rules.
Section
431:10G-201
Making of motorcycle and motor scooter insurance rates.
Section
431:10G-202
Rate filings.
Section
431:10G-203
Rate review: request by aggrieved party.
Section
431:10G-204
Rate review: rate methods in noncompliance with article.
Section
431:10G-206
Rate administration.
Section
431:10G-301
Required motorcycle and motor scooter policy coverage.
Section
431:10H-101
Purpose.
Section
431:10H-102
Scope.
Section
431:10H-103
Short title.
Section
431:10H-104
Definitions.
Section
431:10H-105
Extraterritorial jurisdiction; group policies.
Section
431:10H-106
Rules.
Section
431:10H-106.5
Producer training requirements.
Section
431:10H-107
Basic standards.
Section
431:10H-108
Preexisting conditions--group and individual policies.
Section
431:10H-109
Prior hospitalization; prior institutionalization.
Section
431:10H-110
Loss ratio standards; factors; commissioner approval.
Section
431:10H-111
Right to return; free look provision.
Section
431:10H-112
Outline of coverage required.
Section
431:10H-113
Group policy certificate requirements.
Section
431:10H-114
Life insurance policies offering long-term care benefits.
Section
431:10H-115
Incontestability period--group and individual policies.
Section
431:10H-116
Nonforfeiture benefits.
Section
431:10H-116.5
Delivery of the contract or certificate of insurance.
Section
431:10H-116.6
Denial of claims; compliance requirements.
Section
431:10H-117
Authority to adopt rules.
Section
431:10H-201
Policy definitions.
Section
431:10H-202
Renewability.
Section
431:10H-202.5
Licensing.
Section
431:10H-203
Limitations and exclusions.
Section
431:10H-204
Extension of benefits.
Section
431:10H-204.5
Electronic enrollment for group policies.
Section
431:10H-205
Continuation or conversion.
Section
431:10H-206
Discontinuance and replacement.
Section
431:10H-207
Premiums charged--group and individual policies.
Section
431:10H-207.5
Premium rate schedule increases.
Section
431:10H-208
Unintentional lapse.
Section
431:10H-209
Lapse or termination for nonpayment of premium.
Section
431:10H-210
Reinstatement.
Section
431:10H-211
Disclosure; renewability.
Section
431:10H-212
Disclosure; riders and endorsements.
Section
431:10H-213
Disclosure; payment of benefits.
Section
431:10H-214
Disclosure; limitations.
Section
431:10H-215
Disclosure; other limitations and conditions on eligibility for benefits.
Section
431:10H-216
Disclosure of tax consequences.
Section
431:10H-217
Disclosure; benefit triggers.
Section
431:10H-217.5
Required disclosure of rating practices to consumers.
Section
431:10H-218
Prohibition against post-claims underwriting.
Section
431:10H-219
Minimum standards for home health and community care benefits.
Section
431:10H-220
Requirement to offer inflation protection; group and individual policies.
Section
431:10H-221
Requirements for application forms and replacement coverage.
Section
431:10H-222
Reporting requirements.
Section
431:10H-223
Discretionary powers of the commissioner.
Section
431:10H-224
Reserve standards; life insurance policies or riders.
Section
431:10H-225
Reserve standards; insurance other than life.
Section
431:10H-226
Loss ratio.
Section
431:10H-226.5
Initial filing requirements.
Section
431:10H-227
Filing requirements; extraterritorial.
Section
431:10H-228
Filing requirements; advertisements.
Section
431:10H-228.5
Disapproval of filings.
Section
431:10H-229
Standards for marketing.
Section
431:10H-230
Standards of marketing--certain group policies.
Section
431:10H-231
Suitability.
Section
431:10H-232
Prohibition against preexisting conditions and probationary periods in replacement policies and certificates.
Section
431:10H-233
Nonforfeiture benefit requirement
Section
431:10H-234
Standards for benefit triggers.
Section
431:10H-234.5
Additional standards for benefit triggers for qualified long-term care insurance contracts.
Section
431:10H-235
Standard format outline of coverage; group and individual policies.
Section
431:10H-236
Delivery of shopper's guide; group and individual policies.
Section
431:10H-237
Penalties.
Section
431:10H-301
Group long-term care insurance policies conformance to Health Insurance Portability and Accountability Act and Internal Revenue Code.
Section
431:10H-302
Individual long-term care insurance policy coverages.
Section
431:10H-303
Conflict with Health Insurance Portability and Accountability Act.
Section
431:10H-304
Disclosure of qualification for tax benefits.
Section
431:10H-401
Publicizing of policies.
Section
431:10H-402
Purchase of policy and payment of premiums on an individual's behalf.
Section
431:11-101
Scope and purpose.
Section
431:11-102
Definitions.
Section
431:11-103
Subsidiaries of insurers.
Section
431:11-104
Acquisition of control or merger with domestic insurer.
Section
431:11-104.1
Definitions.
Section
431:11-104.2
Scope.
Section
431:11-104.3
Preacquisition notification; waiting period.
Section
431:11-104.4
Competitive standard.
Section
431:11-104.5
Orders and penalties.
Section
431:11-104.6
Inapplicable provisions.
Section
431:11-105
Registration of insurers.
Section
431:11-106
Standards and management of an insurer within a holding company system.
Section
431:11-107
Examination.
Section
431:11-107.5
Supervisory colleges.
Section
431:11-107.7
Group-wide supervision of internationally active insurance groups.
Section
431:11-108
Confidential treatment.
Section
431:11-109
Rules and regulations.
Section
431:11-110
Injunctions; prohibitions against voting securities; sequestration of voting securities.
Section
431:11-111
Sanctions.
Section
431:11-112
Receivership.
Section
431:11-113
Recovery.
Section
431:11-114
Revocation, suspension, or nonrenewal of insurer's license.
Section
431:11-115
Judicial review; mandamus.
Section
431:11-116
Conflict with other laws.
Section
431:11-117
Severability of provisions.
Section
431:11A-101
Definitions.
Section
431:11A-102
Applicability.
Section
431:11A-103
Minimum standards.
Section
431:11A-104
Disclosure.
Section
431:11A-105
Penalties.
Section
431:12-101
Definitions.
Section
431:12-102
Applicability.
Section
431:12-103
Mass merchandising authorized.
Section
431:12-104
Mass merchandising prohibited; when.
Section
431:12-105
Mass merchandising requirements.
Section
431:12-106
Disclosure.
Section
431:12-107
Payroll deductions and premium collections.
Section
431:12-108
Employer's failure to remit premiums.
Section
431:12-109
Cancellation and nonrenewal.
Section
431:12-110
Premium rates.
Section
431:12-111
Readjustment of premiums; dividends.
Section
431:12-112
Underwriting standards.
Section
431:12-113
Statistics.
Section
431:12-114
Licenses.
Section
431:12-115
Establishment and maintenance of office.
Section
431:12-116
Rules.
Section
431:13-101
Purpose.
Section
431:13-102
Unfair methods of competition; unfair or deceptive acts or practices prohibited.
Section
431:13-103
Unfair methods of competition and unfair or deceptive acts or practices defined.
Section
431:13-104
Favored producer or insurer; coercion of debtors.
Section
431:13-105
Power of commissioner.
Section
431:13-106
Hearings.
Section
431:13-107
Commissioner's right of action.
Section
431:13-108
Reimbursement for accident and health or sickness insurance benefits.
Section
431:13-201
Cease and desist and penalty orders; judicial review.
Section
431:13-202
Penalty for violation of cease and desist orders.
Section
431:13-203
Rules.
Section
431:13-204
Provisions of sections additional to existing laws.
Section
431:14-101
Purpose.
Section
431:14-101.5
Definitions.
Section
431:14-102
Scope.
Section
431:14-103
Making of rates.
Section
431:14-103.3
Rate adjustment mandates.
Section
431:14-103.5
Contracting classification premium program.
Section
431:14-104
Rate filings.
Section
431:14-104.5
Loss cost filings.
Section
431:14-105
Policy revisions that alter coverage.
Section
431:14-105.5
Standing to intervene in rate filing and ratemaking proceedings.
Section
431:14-106
Disapproval of filings.
Section
431:14-107
Rating organizations.
Section
431:14-107.1
Rating and advisory organizations, permitted activity.
Section
431:14-107.2
Insurers and organizations, prohibited activity.
Section
431:14-107.3
Rating or advisory organizations, prohibited activity.
Section
431:14-108
Deviations.
Section
431:14-109
Appeal by minority.
Section
431:14-110
Information to be furnished insureds; hearings and appeals of insureds.
Section
431:14-110.5
Disclosure of workers' compensation premium information.
Section
431:14-110.8
Publication of homeowners insurance premium information.
Section
431:14-111
Advisory organizations.
Section
431:14-112
Joint underwriting or joint reinsurance.
Section
431:14-113
Examination.
Section
431:14-114
Rate administration.
Section
431:14-115
False or misleading information.
Section
431:14-116
Assigned risks.
Section
431:14-116.5
Assigned risk pool; experience rating plan.
Section
431:14-116.6
Assigned risk pool; residual market plan.
Section
431:14-117
Penalties.
Section
431:14-118
Hearing procedure and judicial review.
Section
431:14-119
REPEALED.
Section
431:14-120
Additional powers for workers' compensation rate filing and ratemaking.
Section
431:14A-101
Purpose.
Section
431:14A-102
Definitions.
Section
431:14A-103
Hawaii employers' mutual insurance company, established.
Section
431:14A-104
Company divisions.
Section
431:14A-105
Board of directors, established.
Section
431:14A-106
Powers; generally.
Section
431:14A-107
Duties and responsibilities.
Section
431:14A-108
Administrator; appointment; duties.
Section
431:14A-109
Financial management.
Section
431:14A-109.5
Oversight council.
Section
431:14A-110
Premium rates, determination.
Section
431:14A-111
Reserves, investment.
Section
431:14A-112
Financial statements and other reports.
Section
431:14A-113
Annual accounting; dividends.
Section
431:14A-114
Audits.
Section
431:14A-115
Denial, cancellation, and termination.
Section
431:14A-116
Wilful misrepresentation and fraud.
Section
431:14A-117
Workplace safety and health programs.
Section
431:14A-118
Discontinuation of residual market plan.
Section
431:14A-119
Discontinuation of assigned risks.
Sections
431:14F-101 to 431:14F-113
REPEALED.
Section
431:14G-101
Scope and purpose.
Section
431:14G-102
Definitions.
Section
431:14G-103
Making of rates.
Section
431:14G-103.5
Rerating.
Section
431:14G-104
Rate adjustment mandates.
Section
431:14G-105
Rate filings.
Section
431:14G-106
Policy revisions that alter coverage.
Section
431:14G-107
Disapproval of filings.
Section
431:14G-108
Managed care plans; prohibited activity.
Section
431:14G-109
Information to be furnished enrollees; hearings and appeals of enrollees.
Section
431:14G-109.5
Publication of premium information.
Section
431:14G-110
False or misleading information
Section
431:14G-111
Penalties.
Section
431:14G-112
Hearing procedure and judicial review.
Section
431:15-101
Construction and purpose.
Section
431:15-102
Persons covered.
Section
431:15-103
Definitions.
Section
431:15-103.5
Standards and authority.
Section
431:15-104
Jurisdiction and venue.
Section
431:15-105
Injunctions and orders.
Section
431:15-106
Cooperation of officers and employees.
Section
431:15-107
Commissioner's reports.
Section
431:15-108
Continuation of delinquency proceedings.
Section
431:15-201
Commissioner's summary orders and supervision proceedings.
Section
431:15-202
Court's seizure order.
Section
431:15-203
Confidentiality of hearings.
Section
431:15-301
Grounds for rehabilitation.
Section
431:15-302
Rehabilitation orders.
Section
431:15-303
Powers and duties of the rehabilitator.
Section
431:15-304
Actions by and against rehabilitator.
Section
431:15-305
Termination of rehabilitation.
Section
431:15-306
Grounds for liquidation.
Section
431:15-307
Liquidation orders.
Section
431:15-308
Continuance of coverage.
Section
431:15-309
Dissolution of insurer.
Section
431:15-310
Powers of liquidator.
Section
431:15-311
Notice to creditors and others.
Section
431:15-312
Duties of producers.
Section
431:15-313
Actions by and against liquidator.
Section
431:15-314
Collection and list of assets.
Section
431:15-315
Fraudulent transfers prior to petition.
Section
431:15-316
Fraudulent transfer after petition.
Section
431:15-317
Voidable preferences and liens.
Section
431:15-318
Claims of holders of void or voidable rights.
Section
431:15-319
Setoffs and counterclaims.
Section
431:15-320
Assessments.
Section
431:15-321
Reinsurer's liability.
Section
431:15-322
Applicability of claims settlement provisions to loss claims.
Section
431:15-323
Recovery of premiums owed.
Section
431:15-324
Domiciliary liquidator's proposal to distribute assets.
Section
431:15-325
Filing of claims.
Section
431:15-326
Proof of claim.
Section
431:15-327
Special claims.
Section
431:15-328
Provisions for third party claims.
Section
431:15-329
Disputed claims.
Section
431:15-330
Claims of surety.
Section
431:15-331
Secured creditor's claims.
Section
431:15-332
Priority of distribution.
Section
431:15-333
Liquidator's recommendations to the court.
Section
431:15-334
Distribution of assets.
Section
431:15-335
Unclaimed and withheld funds.
Section
431:15-336
Termination of proceedings.
Section
431:15-337
Reopening liquidation.
Section
431:15-338
Disposition of records during and after termination of liquidation.
Section
431:15-401
Conservation of property of foreign or alien insurers found in this State.
Section
431:15-402
Liquidation of property of foreign or alien insurers found in this State.
Section
431:15-403
Domiciliary liquidators in other states.
Section
431:15-404
Ancillary formal proceedings.
Section
431:15-405
Ancillary summary proceedings.
Section
431:15-406
Claims of nonresidents against insurers domiciled in this State.
Section
431:15-407
Claims of residents against insurers domiciled in reciprocal states.
Section
431:15-408
Attachment, garnishment and levy of execution.
Section
431:15-409
Interstate priorities.
Section
431:15-410
Subordination of claims for noncooperation.
Section
431:15-411
Separability.
Section
431:16-101
Title.
Section
431:16-102
Purpose.
Section
431:16-103
Scope.
Section
431:16-104
Construction.
Section
431:16-105
Definitions.
Section
431:16-106
Creation of association.
Section
431:16-107
Board of directors.
Section
431:16-108
Powers and duties of the association.
Section
431:16-109
Plan of operation.
Section
431:16-110
Duties and powers of the commissioner.
Section
431:16-111
Effect of paid claims.
Section
431:16-112
Exhaustion of other coverage.
Section
431:16-113
Prevention of insolvencies.
Section
431:16-114
Tax exemption.
Section
431:16-115
Recoupment of assessment.
Section
431:16-116
Immunity.
Section
431:16-117
Stay of proceedings.
Section
431:16-201
Title.
Section
431:16-202
Purpose.
Section
431:16-203
Coverage and limitations.
Section
431:16-204
Construction.
Section
431:16-205
Definitions.
Section
431:16-206
Creation of the association.
Section
431:16-207
Board of directors.
Section
431:16-208
Powers and duties of the association.
Section
431:16-209
Assessments.
Section
431:16-210
Plan of operation.
Section
431:16-211
Duties and powers of the commissioner.
Section
431:16-212
Prevention of insolvencies.
Section
431:16-213
Credits for assessments paid.
Section
431:16-214
Miscellaneous provisions.
Section
431:16-215
Tax exemptions.
Section
431:16-216
Immunity.
Section
431:16-217
Stay of proceedings; reopening default judgments.
Section
431:16-218
Prohibited advertisement of association act in insurance sales; notice to policyholders.
Section
431:16-219
REPEALED.
Sections
431:17-101 to 431:17-106
REPEALED.
Section
431:19-101
Definitions.
Section
431:19-101.2
Confidential treatment.
Section
431:19-101.3
REPEALED.
Section
431:19-101.4
Service providers.
Section
431:19-101.5
Captive insurance administrator.
Section
431:19-101.6
Salary.
Section
431:19-101.7
General powers and duties.
Section
431:19-101.8
Captive insurance administrative fund.
Section
431:19-102
Certificate of authority.
Section
431:19-102.2
Personal lines insurance.
Section
431:19-102.3
Redomestication; approval as a domestic captive insurer.
Section
431:19-102.4
Redomestication; conversion to foreign insurer.
Section
431:19-102.5
REPEALED.
Section
431:19-103
Names of companies.
Section
431:19-104
Minimum capital and surplus.
Section
431:19-105
REPEALED.
Section
431:19-106
Formation of captive insurance companies in this State.
Section
431:19-106.3
REPEALED.
Section
431:19-106.5
Conversion or merger of captive insurers.
Section
431:19-107
Financial statements and other reports.
Section
431:19-108
Examinations, investigations, and financial surveillance.
Section
431:19-109
Grounds and procedures for suspension and revocation of certificate of authority; fines.
Section
431:19-110
Investments.
Section
431:19-111
Reinsurance.
Section
431:19-111.5
Class 5 companies.
Section
431:19-112
Rating organizations; memberships.
Section
431:19-113
Exemption from compulsory associations.
Section
431:19-114
Rules.
Section
431:19-115
Laws applicable.
Section
431:19-115.5
Applicability of other laws to captive insurance companies writing motor vehicle insurance policies in this State.
Section
431:19-115.6
Applicability of other laws to captive insurance companies writing credit life or other credit disability insurance policies.
Section
431:19-115.7
Applicability of other laws to captive insurance companies writing direct workers' compensation insurance policies.
Section
431:19-116
Taxation.
Section
431:19-201
Purpose.
Section
431:19-202
Applicable law.
Section
431:19-203
Definitions.
Section
431:19-204
Certificate of authority.
Section
431:19-205
Changes in plan of operation; voluntary dissolution or cessation of business.
Section
431:19-206
Formation.
Section
431:19-207
Minimum capital and surplus.
Section
431:19-208
Issuance of securities.
Section
431:19-209
Authorized contracts and agreements.
Section
431:19-210
Disposition of assets; investments.
Section
431:19-211
Annual reporting; books and records.
Section
431:19-212
Suspension and revocation of certificate of authority.
Section
431:19-213
Supervision, rehabilitation, liquidation.
Section
431:19-214
Existing licenses.
Section
431:19-301
Formation.
Section
431:19-302
Supplemental application materials.
Section
431:19-303
Protected cells.
Section
431:19-304
Qualification of sponsors.
Section
431:19-305
Participants in sponsored captive insurance companies.
Section
431:19-306
Investments by sponsored captive insurance companies.
Section
431:19-307
Delinquency of sponsored captive insurance companies.
Section
431:19-308
Applicable laws.
Section
431:19-309
Existing licenses.
Section
431:20-101
Scope.
Section
431:20-102
Definitions.
Section
431:20-103
General insurance law applicable
Section
431:20-104
Particular provisions prevail.
Section
431:20-105
Authorized business.
Section
431:20-106
Restrictions on business.
Section
431:20-106.5
Escrow depositories.
Section
431:20-107
Capital requirements.
Section
431:20-108
Guarantee fund.
Section
431:20-109
Limitations on compliance with section 431:20-107 and section 431:20-108.
Section
431:20-110
Purchase of materials and plant; valuation.
Section
431:20-110.5
Dividends.
Section
431:20-111
Loans to officers, etc.
Section
431:20-112
Limit of risk.
Section
431:20-113
Underwriting standards and record retention.
Section
431:20-114
Reinsurance reserve.
Section
431:20-115
Use of reinsurance reserve on liquidation, dissolution or insolvency.
Section
431:20-116
Loss and loss expense reserve.
Section
431:20-117
Reinsurance.
Section
431:20-118
Prohibition on rebates and inducements.
Section
431:20-119
Division of fees.
Section
431:20-120
Schedules of premiums and charges.
Section
431:20-121
Contract forms, filing, disapproval.
Section
431:20-122
Annual statement.
Section
431:20-123
Remedies.
Section
431:20-124
Additional penalty.
Section
431:20-125
Revocation or suspension of title insurer's certificate of authority.
Section
431:21-101
Purpose.
Section
431:21-102
Definitions.
Section
431:21-103
Creation of association.
Section
431:21-104
Board of directors.
Section
431:21-105
Powers and duties of the association.
Section
431:21-105.5
Default in payment of assessments.
Section
431:21-106
Plan of operation.
Section
431:21-107
Designation of area.
Section
431:21-108
Renewals of existing policies.
Section
431:21-109
Insurance coverages available under plan.
Section
431:21-110
Application; inspection.
Section
431:21-111
Duties and powers of the commissioner.
Section
431:21-112
Reports.
Section
431:21-113
Appeals.
Section
431:21-114
Tax exemptions.
Section
431:21-115
Credits for assessments paid.
Section
431:21-116
Examination.
Section
431:21-117
Immunity and limitation on liability.
Section
431:21-118
Status of association policies.
Section
431:21-119
Issuance of new policies; removal of moratorium.
Section
431:22-101
Definitions.
Section
431:22-102
REPEALED.
Section
431:22-103
Establishment of loss mitigation grant program.
Section
431:22-104
Standards for the award of grants.
Section
431:22-105
Technical advisory committee.
Section
431:26-101
Definitions.
Section
431:26-102
Applicability and scope.
Section
431:26-103
Network adequacy.
Section
431:26-104
Requirements for health carriers and participating providers.
Section
431:26-105
Provider directories.
Section
431:26-106
Intermediaries.
Section
431:26-107
Enforcement.
Section
431:26-108
Rules.
Section
431:26-109
Penalties.
Section
431:26-110
Severability.
Section
431:30-101
Scope.
Section
431:30-102
Definitions.
Section
431:30-103
Establishment of the commission and venue.
Section
431:30-104
Powers of the commission.
Section
431:30-105
REPEALED.
Section
431:30-106
Membership; voting; bylaws.
Section
431:30-107
Management committee; officers and personnel.
Section
431:30-108
Legislative and advisory committees.
Section
431:30-109
Corporate records of the commission.
Section
431:30-110
Qualified immunity; defense; indemnification.
Section
431:30-111
Meetings and acts of the commission.
Section
431:30-112
Rules and operating procedures; rulemaking functions of the commission and rejection of uniform standards.
Section
431:30-113
Commission records and enforcement.
Section
431:30-114
Dispute resolution.
Section
431:30-115
Product filing and approval.
Section
431:30-116
Review of commission decisions regarding product filings.
Section
431:30-117
Finance.
Section
431:30-118
Compacting states; effective date; amendment.
Section
431:30-119
Withdrawal.
Section
431:30-120
Default.
Section
431:30-121
Dissolution of compact.
Section
431:30-122
Severability and construction.
Section
431:30-123
Other laws.
Section
431:30-124
Binding effect of the compact.
Section
431:31-101
Definitions.
Section
431:31-102
Licensure of vendors.
Section
431:31-103
Requirements for sale of portable electronics insurance.
Section
431:31-104
Authority of vendors.
Section
431:31-105
Sanctions for violations.
Section
431:31-106
Termination or modification of portable electronics insurance.
Section
431:31-107
Application for license and fees.
Section
431:31-108
Portable electronics insurance claims.