Through 7-4-36

  1. Law
  2. Georgia Code
  3. Banking and Finance
  4. Interest and Usury
  5. Residential Second Mortgages
  6. Through 7-4-36

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Reserved. Repealed by Ga. L. 1983, p. 1146, § 8, effective March 31, 1983.

Editor's notes.

- The former article was based on Ga. L. 1966, p. 574, §§ 2-6; Ga. L. 1967, p. 637, §§ 1, 2; Ga. L. 1968, p. 1086, § 1; Ga. L. 1975, p. 1114, § 1; Ga. L. 1976, p. 726, §§ 1, 2; Ga. L. 1979, p. 1281, §§ 1, 2; Ga. L. 1980, p. 511, § 3; Ga. L. 1982, p. 3, § 7.

CHAPTER 5 CREDIT CARDS AND CREDIT CARD BANKS

Sec.

  • 7-5-1. Short title.
  • 7-5-2. Definitions.
  • 7-5-3. Organization of credit card banks.
  • 7-5-4. Credit card charges and fees.
  • 7-5-5. Regulation of credit card banks; enforcement; rules and regulations.
  • 7-5-6. Applicability of banking laws.
  • 7-5-7. Penalties for violation of chapter [Repealed].
Cross references.

- Criminal penalties for illegal use of credit cards, bank services cards, and other financial resources, § 16-9-30 et seq.

Editor's notes.

- Ga. L. 1987, p. 268, § 1, effective March 19, 1987, repealed the Code sections formerly codified at this chapter and enacted the current chapter. The former chapter consisted of §§ 7-5-1 through7-5-7, which dealt with lender credit card charges and was based on Ga. L. 1969, p. 87, §§ 1-6; Ga. L. 1981, p. 732, §§ 1, 2; Ga. L. 1981, Ex. Sess., p. 8.

Law reviews.

- For article discussing federal truth in lending provisions and their relation to state laws, see 6 Ga. St. B.J. 19 (1969). For article, "Ohio v. American Express: Misunderstanding Two-Sided Platforms; The Charge Card 'Market;' and the Need for Procompetitive Justifications," see 70 Mercer L. Rev. 437 (2019). For note discussing transfer fees in home loan assumptions in reference to the Georgia usury laws, see 9 Ga. L. Rev. 454 (1975).

JUDICIAL DECISIONS

Cited in Bussey v. Georgia Bankamericard, 516 F.2d 452 (5th Cir. 1975).

RESEARCH REFERENCES

ALR.

- Liability of holder of credit card or plate for purchases made thereon by another person, 15 A.L.R.3d 1086.

Credit card issuer's liability, under state laws, for wrongful billing, cancellation, dishonor, or disclosure, 53 A.L.R.4th 231.

Extension of Credit Under Consumer Credit Protection Act Provisions (18 U.S.C.A. §§ 891 to 894) Prohibiting Extortionate Credit Transactions, 35 A.L.R. Fed. 3d 2.


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