Applicability of Provisions as to Beneficial Ownership and Protection of Financial Institutions

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Code Sections 7-1-812 through 7-1-814, concerning beneficial ownership as between parties or as between parties and P.O.D. payees or beneficiaries of multiple-party accounts, are relevant only to controversies between those persons and their creditors and other successors and have no bearing on the power of withdrawal of these persons as determined by the terms of account contracts. Code Sections 7-1-816 through 7-1-821 govern the liability of financial institutions which make payments pursuant thereto and their setoff rights.

(Code 1933, § 41A-3802, enacted by Ga. L. 1976, p. 1388, § 8.)

RESEARCH REFERENCES

ALR.

- Right of one party to a joint bank account to follow money withdrawn by the other, 77 A.L.R. 799.

Joint bank account as subject to attachment, garnishment, or execution by creditor of one joint depositor, 86 A.L.R.5th 527.


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