Report of Change in Control

Checkout our iOS App for a better way to browser and research.

Whenever a change occurs in the ownership of or right to vote the outstanding shares of any bank or trust company which will result in the control or a change in the control of the bank or trust company, the president or other officer of such bank or trust company shall, within ten days after knowledge thereof, report such facts to the department. As used in this Code section, the term "control" means the power to direct or cause, directly or indirectly, the direction of the management or policies of the institution. If there is any doubt as to whether a change in the ownership or voting rights of such shares is sufficient to result in control thereof or to effect a change in the control thereof, such doubt shall be resolved in favor of reporting the facts to the department.

(Code 1933, § 13-2006, enacted by Ga. L. 1965, p. 524, § 1; Code 1933, § 41A-2013, enacted by Ga. L. 1974, p. 705, § 1; Code 1981, §7-1-442; Code 1981, §7-1-236, as redesignated by Ga. L. 1986, p. 458, § 3.)

Cross references.

- Procedure for giving notice to department of proposed change in control of financial institution, § 7-1-230 et seq.

Editor's notes.

- Ga. L. 1986, p. 458, § 3, redesignated former Code Section 7-1-442 as present Code Section 7-1-236.

PART 11 COSTS ON JUDICIAL PROCESS

7-1-237. Reimbursement of costs incurred in answering subpoena, garnishment, or order; subpoena to be answered within five days.

Any financial institution shall be reimbursed by the requesting party for costs which are reasonably necessary and which have been directly incurred in searching for, reproducing, or transporting books, papers, records, or other data of a customer required or requested to be produced pursuant to a lawful subpoena, summons, warrant, garnishment, attachment, request for the production of documents, or court order where the financial institution is not a party to the action. Except as may otherwise be ordered by a judge of the court issuing the same, a financial institution shall have five business days from service of a subpoena within which to produce any books, papers, or records ordered produced pursuant to such subpoena. In the case of a garnishment or attachment of funds held by the financial institution, such reimbursement may be deducted prior to remission of such funds in response to the garnishment or attachment. Rates and conditions under which reimbursement may be made under this Code section shall be prescribed by regulations of the department.

(Code 1981, §7-1-237, enacted by Ga. L. 1983, p. 602, § 3; Ga. L. 1985, p. 1467, § 1; Ga. L. 1987, p. 805, § 1.)

RESEARCH REFERENCES

ALR.

- Bank's liability, under state law, for disclosing financial information concerning depositor or customer, 81 A.L.R.4th 377.

PART 12 DEPOSITS OF DECEASED DEPOSITORS

7-1-239. (For effective date, see note.) Definitions; payment of large deposits of deceased intestate depositors; affidavit for disbursement; form for affidavit.

  1. As used in this Code section, the term:
    1. "Affidavit of the provider" means the form provided for in subsection (e) of this Code section.
    2. "Financial institution" means any federally chartered financial institution or state chartered financial institution, including, but not limited to, those chartered by states other than the State of Georgia whose deposits are federally insured.
  2. (For effective date, see note.) Except as provided in subsection (c) of this Code section and in Article 8 of this chapter, whenever any person dies intestate having a deposit of not more than $15,000.00 in a financial institution, such financial institution, upon receipt of an affidavit, shall be authorized to pay the proceeds of such deposit directly to the following individuals:
    1. To the surviving spouse;
    2. If no surviving spouse, to the children pro rata;
    3. If no children or surviving spouse, to the father and mother pro rata; or
    4. If none of the above, then to the brothers and sisters of the decedent pro rata.

      Such affidavit shall state that such individuals qualify as the proper relation to the decedent as specified in this subsection, there is no known will of the decedent, and that there are no other known corresponding claimants to such deposit.

  3. (For effective date, see note.) Except as provided in Article 8 of this chapter and in paragraph (2) of subsection (d) of this Code section, if no application for the deposit is made by any person named in subsection (b) of this Code section within 45 days from the death of the intestate depositor, the financial institution shall be authorized to apply not more than $15,000.00 of the deposit of such deceased depositor in payment of the funeral expenses and expenses of the last illness of such deceased depositor upon the receipt of itemized statements of such expenses and the affidavit of the providers of such services that the itemized statements are true and correct and have not been paid. Except as otherwise provided in paragraph (2) of subsection (d) of this Code section, the financial institution applying such deposit as authorized in this subsection shall pay such expenses in the order received after the death of the depositor.
    1. (For effective date, see note.) Except as otherwise provided in paragraph (2) of this subsection, payments made in compliance with this Code section shall operate as a complete acquittal and discharge to the financial institution of liability from any suit, claim, or demand of whatever nature by any heir, distributee, or creditor of the decedent, or any other person. Except as otherwise provided in paragraph (2) of this subsection, the financial institution may rely on a properly executed affidavit in disbursing the funds in accordance with this Code section.
    2. The protection provided by paragraph (1) of this subsection does not extend to payments made after a financial institution has received:
      1. Written notification sent by any party able to request present payment or the legal representative of any such party to the registered agent of the financial institution by registered or certified mail, return receipt requested, or statutory overnight delivery, expressly stating that payments in accordance with the provisions of this Code section should not be permitted; or
      2. Service of notice upon the registered agent of the financial institution of a proceeding in the probate court in the estate of the deceased depositor in accordance with Chapter 11 of Title 53;

        provided, however, that, if any payment is made pursuant to subsection (c) of this Code section by an employee of the financial institution who is without actual knowledge of such written notification or service of notice within three business days following the receipt of such written notification or service of notice by the registered agent of the financial institution, the protection provided by paragraph (1) of this subsection shall extend to any such payment.

    3. A financial institution that is asked to apply funds from the deposit of a deceased depositor as requested in an affidavit of the provider may, without risk of incurring any penalty or liability to any person:
      1. Rely on the written notification or service of notice provided by paragraph (2) of this subsection in refusing to disburse the funds as requested in the affidavit of the provider;
      2. Delay disbursement of the funds as requested in the affidavit of the provider for up to 180 days following the receipt by the financial institution of such affidavit of the provider; and
      3. Decline to disburse funds from the deposit of the deceased depositor except as authorized or directed in an order entered by the probate court having jurisdiction over the estate of the deceased depositor.
    4. Notwithstanding subsection (c) of this Code section or any other provision of this subsection, payments made pursuant to an order entered by the probate court having jurisdiction over the estate of a deceased depositor shall operate as a complete acquittal and discharge to the financial institution of liability from any suit, claim, or demand of whatever nature by any heir, distributee, or creditor of the decedent, or any other person.
    5. Nothing in this subsection shall relieve the liability of or limit the availability of any remedies against any provider of services giving an affidavit in the form provided for in subsection (e) of this Code section for any violation of Code Section 16-10-71, Code Section 53-6-2, or other applicable law.
  4. A document substantially in the following form shall be used as the affidavit of the providers of services of funeral expenses and expenses of last illnesses of deceased depositors:

    "State of Georgia County of ________________

    ________________ died on the ____ day of ________, 20____.

    On information and belief, the Deceased has funds on deposit with ________________________.

STATUTORY AFFIDAVIT FORM __________________ from __________________ attests that

(Facility)

(Financial Institution)

Under O.C.G.A. §7-1-239, such Financial Institution is authorized to pay the proceeds of the Deceased's deposits, but in no event more than $15,000.00, directly to the following persons identified, collectively, as potential recipient(s):

1. To the surviving spouse;

2. If no surviving spouse, to the children pro rata;

3. If no children or surviving spouse, to the father and mother pro rata; or

4. If none of the above, then to the brothers and sisters of the decedent pro rata.

Except as provided for by Article 8 in Title 7 of the O.C.G.A., if no request for the Deceased's deposit is made by a potential recipient(s) within 45 days from the Deceased's death, the Financial Institution is authorized to release up to $15,000.00 for funeral expenses and expenses of the last illness of the Deceased upon the receipt of itemized statements of such expenses and this executed attestation.

The Claimant attests that there is no known will of the Deceased and there is no known potential recipient of the Deceased's deposits. The Claimant also attests that funeral expenses or expenses of the last illness in the amount of $__________ were incurred related to the Deceased and that true and correct copies of the itemized receipts fully supporting such amount are attached to this affidavit. Finally, the Claimant further attests that such expenses have not been paid as of the date of execution of this affidavit.

Pursuant to O.C.G.A. §7-1-239, the Claimant submits this form in order to receive payment in the amount of $__________ (shall not exceed $15,000.00) for outstanding funeral expenses or expenses of the last illness of the Deceased.

____________________________

Signature of Claimant

Sworn and subscribed

before me this ____ day

of ________, 20____.

________________________________________

Notary public (SEAL)

My commission expires: ________________."

(Code 1981, §7-1-239, enacted by Ga. L. 1983, p. 661, § 1; Ga. L. 1985, p. 1241, § 1; Ga. L. 1986, p. 887, § 1; Ga. L. 1996, p. 848, § 3; Ga. L. 2019, p. 279, § 1/HB 490; Ga. L. 2020, p. 377, § 2-2/HB 865.)

Delayed effective date.

- Subsections (b), (c), and (d), as set out above, become effective January 1, 2021. For version of subsections (b), (c), and (d) in effect until January 1, 2021, see the 2020 amendment note.

The 2019 amendment, effective July 1, 2019, added subsection (a); redesignated former subsections (a) through (c) as present subsections (b) through (d), respectively; substituted "$15,000.00" for "$10,000.00" in subsections (b) and (c); in the introductory language of subsection (b), substituted "subsection (c)" for "subsection (b)" near the beginning, inserted ", upon receipt of an affidavit," in the middle, and substituted "individuals" for "persons" at the end; added the ending undesignated language in subsection (b); substituted "subsection (b) of this Code section within 45 days" for "subsection (a) of this Code section within 90 days" near the middle of the first sentence of subsection (c); in subsection (d), deleted "subsections (a) and (b) of" following "pursuant to" near the beginning and rewrote the second sentence, which read: "Such payment is authorized to be made as provided in this Code section without the necessity of administration of the estate of the decedent or without the necessity of obtaining an order that no administration is necessary."; deleted former subsections (d) through (g); and added present subsection (e).

The 2020 amendment, effective January 1, 2021, deleted "claimant or" preceding "claimants" in the ending undesignated paragraph in subsection (b); in subsection (c), inserted "and in paragraph (2) of subsection (d) of this Code section" in the first sentence and substituted "Except as otherwise provided in paragraph (2) of subsection (d) of this Code section, the financial institution applying such deposit as authorized in this subsection" for "The financial institution" in the last sentence; designated the existing provisions of subsection (d) as paragraph (d)(1), and in paragraph (d)(1), substituted "Except as otherwise provided in paragraph (2) of this subsection, payments made in compliance with" for "Payments pursuant to" at the beginning of the first sentence and substituted "Except as otherwise provided in paragraph (2) of this subsection, the" for "The" at the beginning of the second sentence, and added paragraphs (d)(2) through (d)(5).

Law reviews.

- For article surveying trust and estate law in 1984-1985, see 37 Mercer L. Rev. 443 (1985). For annual survey of law of wills, trusts, and administration of estates, see 38 Mercer L. Rev. 417 (1986). For annual survey article discussing wills, trusts and administration of estates, see 52 Mercer L. Rev. 481 (2000). For annual survey on wills, trusts, guardianships, and fiduciary administration, see 71 Mercer L. Rev. 327 (2019).


Download our app to see the most-to-date content.