Insurable Interests

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  1. Notwithstanding any other provision of law, a peer-to-peer car-sharing program shall have an insurable interest in a shared vehicle during the car-sharing period.
  2. Except as provided in Code Section 40-1-226, nothing in this part creates a liability on a peer-to-peer car-sharing program to maintain the coverage mandated by this part.
  3. A peer-to-peer car-sharing program may own and maintain as the named insured one or more policies of motor vehicle liability insurance that provides coverage for:
    1. Liabilities assumed by the peer-to-peer car-sharing program under a car-sharing program agreement;
    2. Any liability of the shared vehicle owner;
    3. Damage or loss to the shared motor vehicle; or
    4. Any liability of the shared vehicle driver.

(Code 1981, §40-1-227, enacted by Ga. L. 2020, p. 310, § 2/HB 337.)


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