Exclusion of Insurance Coverage for Shared Vehicle

  1. Law
  2. Georgia Code
  3. Motor Vehicles and Traffic
  4. Identification and Regulation
  5. Motor Carriers
  6. Georgia Peer-to-Peer Car-Sharing Program
  7. Exclusion of Insurance Coverage for Shared Vehicle

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  1. An authorized insurer that writes motor vehicle liability insurance in this state may exclude any and all coverage and the duty to defend or indemnify for any claim afforded under a shared vehicle owner's motor vehicle liability insurance policy, including but not limited to:
    1. Liability coverage for bodily injury and property damage;
    2. Personal injury protection coverage;
    3. Uninsured and underinsured motorist coverage;
    4. Medical payments coverage;
    5. Comprehensive coverage; and
    6. Collision coverage.
  2. Nothing in this part shall be construed to invalidate or limit an exclusion contained in a motor vehicle liability insurance policy, including any insurance policy in use or approved for use that excludes coverage for motor vehicles made available for rent, sharing, or hire or for any business use.

(Code 1981, §40-1-223, enacted by Ga. L. 2020, p. 310, § 2/HB 337.)


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