Restrictions on Motor Vehicle Insurance Surcharges Relating to Accidents Involving Law Enforcement Officers, Firefighters, or Emergency Medical Technicians

  1. Law
  2. Georgia Code
  3. Insurance
  4. Regulation of Rates, Underwriting Rules, and Related Organizations
  5. Restrictions on Motor Vehicle Insurance Surcharges Relating to Accidents Involving Law Enforcement Officers, Firefighters, or Emergency Medical Technicians

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No insurer shall surcharge the premium or rate charged on a policy of motor vehicle insurance that provides coverage for the personal motor vehicles of any law enforcement officer, firefighter, or emergency medical technician in this state for any accident:

  1. That occurred while the law enforcement officer, firefighter, or emergency medical technician was lawfully engaged in the performance of official duties; and
  2. For which the law enforcement officer, firefighter, or emergency medical technician furnishes proof, in the form of copies of the accident report, 9-1-1 emergency dispatch log, or the employing agency's documents, to the insurer of the condition provided in paragraph (1) of this Code section.

(Code 1981, §33-9-39, enacted by Ga. L. 1986, p. 1184, § 1; Ga. L. 1987, p. 3, § 33; Ga. L. 1988, p. 13, § 33; Ga. L. 1993, p. 542, § 1; Ga. L. 2004, p. 579, § 1; Ga. L. 2005, p. 660, § 5/HB 470.)


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