Requests for Information Regarding Previous Adverse Underwriting Decisions or Previous Coverage Obtained Through Residual Market Mechanism

  1. Law
  2. Georgia Code
  3. Insurance
  4. Collection, Use, and Disclosure of Information Gathered by Insurance Institutions
  5. Requests for Information Regarding Previous Adverse Underwriting Decisions or Previous Coverage Obtained Through Residual Market Mechanism

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No insurance institution, agent, or insurance-support organization may seek information in connection with an insurance transaction concerning:

  1. Any previous adverse underwriting decision experienced by an individual; or
  2. Any previous insurance coverage obtained by an individual through a residual market mechanism,

    unless such inquiry also requests the reasons for any previous adverse underwriting decision or the reasons why insurance coverage was previously obtained through a residual market mechanism.

(Code 1981, §33-39-12, enacted by Ga. L. 1982, p. 615, § 1; Ga. L. 1992, p. 6, § 33.)


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