Classification of Kinds of Insurance

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For the purpose of this chapter, the kinds of insurance defined in Chapter 7 of this title shall be arranged in the following six classes:

  1. Life, accident, and sickness;
  2. Property, marine, and transportation;
  3. Casualty;
  4. Surety;
  5. Title; and
  6. Health maintenance organization.

    Each of the groups numbered (1) through (6) shall constitute a class of insurance.

(Code 1933, § 56-305, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 1990, p. 1275, § 1; Ga. L. 2019, p. 337, § 1-16/SB 132.)

The 2019 amendment, effective July 1, 2019, substituted "Health maintenance organization" for "Health Maintenance Organization" in paragraph (6).

Editor's notes.

- Ga. L. 1990, p. 1275, § 7, not codified by the General Assembly, provides that the 1990 amendment is "effective for purposes of application to new or newly admitted insurers on January 1, 1991, and effective for all purposes on July 1, 1992."

Law reviews.

- For article discussing restrictions on the establishment and transaction of business by a foreign insurer in Georgia with emphasis on threshold requirements for establishment by alien insurers, see 27 Mercer L. Rev. 629 (1976).

JUDICIAL DECISIONS

Class (1) includes credit life insurance.

- Credit life insurance, being a form of life insurance, is a part of that "class" of insurance as defined in this section, whether it is level or reducing term. Cullers v. Home Credit Co., 130 Ga. App. 441, 203 S.E.2d 544 (1973).

Cited in United States Life Title Ins. Co. v. Hutsell, 164 Ga. App. 443, 296 S.E.2d 760 (1982).

RESEARCH REFERENCES

Am. Jur. 2d.

- 43 Am. Jur. 2d, Insurance, § 34.

C.J.S.

- 44 C.J.S., Insurance, § 7 et seq.

ALR.

- Power of mutual benefit society to waive restrictions upon eligibility to membership, 28 A.L.R. 93.


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