Provisions Limiting or Restricting Payment of Benefits for Preexisting Illnesses or Conditions

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No group accident and sickness insurance policy, other than policies of disability income insurance and credit accident and sickness insurance and other than policies of qualified self-insurers, shall be issued in this state, which policy limits or restricts payment of benefits for any preexisting illness or condition not otherwise excluded from the group policy for a period in excess of 12 months following the date of the issuance of the certificate covering the insured person.

(Code 1933, § 56-3112, enacted by Ga. L. 1978, p. 2036, § 1; Ga. L. 1995, p. 1009, § 1; Ga. L. 2017, p. 164, § 21/HB 127.)

Cross references.

- Contents of group or blanket accident and sickness insurance, T. 33, C. 30.

RESEARCH REFERENCES

ALR.

- Health insurance: provisions excluding or limiting liability in case of chronic diseases, 4 A.L.R. 875; 15 A.L.R. 1239.

Burden of proof in action upon accident policy, or accident feature of life policy, as to whether injury or death was resulting from antecedent disease or other abnormal bodily or mental condition, 144 A.L.R. 1416.

Construction and application of provision in health or hospitalization policy excluding or postponing coverage of illness originating prior to issuance of policy or within stated time, 94 A.L.R.3d 900.

Construction and application of provision in health or hospitalization policy excluding or postponing coverage of illness for which medical care or treatment was received within stated time preceding or following issuance of policy, 95 A.L.R.3d 1290.


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