(1) “Person” means any individual, partnership, association, joint stock association or corporation, but does not include the United States government or the government of this State.

(2) “Licensee” means a person duly licensed by the State Bank Commissioner pursuant to this chapter.

(3) “Check” means any check, draft, money order, personal money order or other instrument for the transmission or payment of money.

(4) “Personal money order” means any instrument for the transmission or payment of money in relation to which the purchaser or remitter appoints or purports to appoint the seller thereof as his agent for the receipt, transmission or handling of money, whether such instrument be signed by the seller or by the purchaser or remitter or some other person.

(5) “Sell” means to sell, to issue, or to deliver a check.

(6) “Deliver” means to deliver a check to the first person who in payment for same makes or purports to make a remittance of or against the face amount thereof, whether or not the deliverer also charges a fee in addition to the face amount, and whether or not the deliverer signs the check.

(7) “Commissioner” means the State Bank Commissioner.

(8) “Accelerated mortgage payment provider” means any person who, in accordance with a written contract, receives funds from a mortgagor to transmit, on behalf of such mortgagor, to a lender or servicer in order to exceed regularly scheduled minimum payment obligations under the terms of the indebtedness.