In order to qualify to participate in the Program, all of the following must apply:
(1) The individual is an educator.
(2) The individual has secured a qualified educational loan prior to submitting an application.
(3) The individual has obtained a license and certificate through the Delaware Department of Education.
(4) The individual received a rating of at least “effective” on the Delaware Performance Appraisal System II or an alternate state-approved evaluation system in the most recent evaluative cycle.
(5) The individual instructs or provides educational support in an identified high needs area for at least 1 school year.