PocketLaw | Connecticut General Statutes | Mortgages

Mortgages

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When foreclosure a bar to further action on debt.

Inclusion of taxes and other items as part of mortgage debt. Open-end mortgage. Reverse annuity mortgage. Negative amortization.

Interest on funds held in escrow for payment of taxes and insurance.

(Formerly Sec. 37-10) - Interest on escrow accounts; regulations of Banking Commissioner.

Exceptions.

Mortgage securing future advancements.

Mortgages by U.S. government and certain credit associations and banks to secure future advancements.

Open-end mortgages, United States or its instrumentalities and certain banks authorized to hold.

Open-end mortgage as security for guaranty of an open-end loan. Mortgage deed requirements. Description of loan and secondary liability.

Mortgage as security for obligations under an electricity purchase agreement.

Mortgages on property of public service companies.

Master mortgage recording.

Required information in a mortgage contingency clause.

Trust mortgages.

Definitions. Interim financing policy disclosure required.

Definitions.

Notice of late fee required. Exception.

Legal representation.

Agreements concerning expenses and attorneys' fees.

Lenders prohibited from requiring multiple original notes.

Sections
49-7b to 49-7e

Reserved for future use.

Mortgage brokers and lenders prohibited from referring buyers of real property to a real estate broker, salesperson or attorney for a fee or commission. Suspension or revocation of licenses.

Release of satisfied or partially satisfied mortgage or ineffective attachment, lis pendens or lien. Damages.

Release of mortgage. Affidavit. Recording of affidavit with town clerk. Penalty for recording false information.

Release of mortgage, mechanic's lien or power of attorney. Form of instrument. Index. Operation of executed release.

Validation of release of mortgage. Affidavit.

Assignment of mortgage debt. Form of instrument. Requirements. Sufficient notice of assignment. Allocation of recording fees paid by a nominee of a mortgagee. Operation of executed assignment.

Request for payoff statement or reinstatement payment statement.

Residential real estate transaction involving payoff of mortgage loan. Disclosure statement prepared and sent to mortgage holder by notification agent. Form.

Release of mortgage by executor, administrator, spouse, next of kin, guardian, conservator or other suitable person.

Release of mortgage by foreign executor, administrator, trustee, conservator or guardian.

Petition for discharge of mortgage or ineffective attachment, lis pendens or lien.

Undischarged mortgage invalid as further lien. Time periods. Tolling of time period by recording notice.

Deficiency judgment.

Opening of judgments of strict foreclosure.

Foreclosure certificate. Penalty.

Foreclosure by owner of debt without legal title.

Collection of rental payments without legal title.

Foreclosure by executor, administrator or trustee.

Title to vest in encumbrancer paying debt and costs.

Redemption by holder of encumbrance on part of property foreclosed.

Defendant to receive and file certificate of satisfaction or certificates of judgment of strict foreclosure or foreclosure by sale.

Execution of ejectment on foreclosure judgment. Disposition of property.

Execution of ejectment on foreclosure judgment on mortgage guaranteed by Administrator of Veterans' Affairs.

Ejectment by mortgagee barred by tender of debt and costs.

Court may foreclose lien or mortgage on land by sale or market sale.

Definitions.

Agreement to pursue foreclosure by market sale.

Appraisal of property in foreclosure by market sale.

Listing agreement in foreclosure by market sale.

Contract for sale of property in foreclosure by market sale.

Judgment of foreclosure by market sale.

Right-of-first-refusal law days.

Appraisal of property.

Conveyance; title of purchaser.

Disposal of proceeds of sale.

When proceeds of sale will not pay in full.

Expenses of sale and costs.

Omission of parties in foreclosure actions.

Sections
49-30a to 49-30o

Reserved for future use.

Underwater mortgage: Definitions.

Modification of underwater mortgage.

Conveyance of property encumbered by underwater mortgage in satisfaction of mortgagor's obligation. Transfer agreement.

Transfer agreement to convey property subject to underwater mortgage.

Judgment of loss mitigation following agreement under section 49-30q or 49-30r.

Judgment of loss mitigation following agreement under section 49-30s.

Nonentry of judgment of loss mitigation.

Junior lien on property encumbered by underwater mortgage.

Actions against the state.

Subordination clauses.

Information in deed sufficient notice as to nature and amount of obligation. Deed for variable rate mortgage loan.

When subordination not subject to statute of frauds and automatically effective.

Definitions.

Application for protection from foreclosure.

Application for protection from foreclosure action. Qualifications. Court determination of eligibility. Stay of foreclosure action.

Restructuring of mortgage debt by court.

Partial payment by homeowner mandated by court as condition for granting of restructuring order.

Determination of restructured mortgage debt. Limitations on amount of mortgage debt following restructuring. Computation of new mortgage debt.

Regulations.

Definitions.

Foreclosure mediation: Notice of foreclosure mediation program. Forms. Procedure. Stay of litigation.

Ezequiel Santiago Foreclosure Mediation Program.

Mediation period. Information required. Termination of program.

Consent of mortgagee required for changes. Disclosure of information submitted to mediator.

Successor in interest in foreclosed property secured by federally-related mortgage loan. Assumption of interest limited. Definitions.

Successor in interest in foreclosed property. Termination of tenant lease and assumption of interest subject to tenant lease.

Foreclosure mediation: Notice of community-based resources.

Simultaneous filing of motions for judgment of foreclosure and for default for failure to appear permitted for vacant, abandoned and unoccupied real property.

Sections
49-31t and 49-31u

Eligibility for foreclosure mediation program after consent to foreclosure by market sale. Foreclosure mediation program: Certificate of good standing.

Foreclosure mediation program: Funding.