Applicability.

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(1) Except as provided in subsections (2) and (3) of this section, this part 2 applies if a person:

  1. Makes consumer credit sales and charges or collects a finance charge, or makes consumer leases; or

  2. Takes assignments of and undertakes direct collection of payments from, or enforcement of rights against, consumers arising from consumer credit sales or consumer leases.

  1. This part 2 does not apply to supervised lenders described in section 5-1-301 (46),persons making consumer loans described in section 5-1-301 (15), or to persons licensed as collection agencies pursuant to article 16 of this title 5.

  2. Sections 5-6-203 (5) and 5-6-204 of this part 2 apply to all fees collected under thiscode.

Source: L. 2000: Entire article R&RE, p. 1252, § 1, effective July 1. L. 2009: (1)(a) amended, (HB 09-1141), ch. 41, p. 158, § 4, effective January 1, 2010. L. 2017: (2) amended, (HB 17-1238), ch. 260, p. 1171, § 10, effective August 9.

Editor's note: This section is similar to former § 5-6-201, as it existed prior to 2000.


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