Special indorsement; blank indorsement; anomalous indorsement.

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(a) If an indorsement is made by the holder of an instrument, whether payable to an identified person or payable to bearer, and the indorsement identifies a person to whom it makes the instrument payable, it is a "special indorsement." When specially indorsed, an instrument becomes payable to the identified person and may be negotiated only by the indorsement of that person. The principles stated in section 4-3-110 apply to special indorsements.

  1. If an indorsement is made by the holder of an instrument and it is not a specialindorsement, it is a "blank indorsement." When indorsed in blank, an instrument becomes payable to bearer and may be negotiated by transfer of possession alone until specially indorsed.

  2. The holder may convert a blank indorsement that consists only of a signature into aspecial indorsement by writing, above the signature of the indorser, words identifying the person to whom the instrument is made payable.

  3. "Anomalous indorsement" means an indorsement made by a person who is not theholder of the instrument. An anomalous indorsement does not affect the manner in which the instrument may be negotiated.

Source: L. 94: Entire article R&RE, p. 851, § 1, effective January 1, 1995.

Editor's note: This section is similar to former § 4-3-204 as it existed prior to 1994.


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