Unauthorized use of a financial transaction device.

Checkout our iOS App for a better way to browser and research.

(1) A person commits unauthorized use of a financial transaction device if he uses such device for the purpose of obtaining cash, credit, property, or services or for making financial payment, with intent to defraud, and with notice that either:

  1. The financial transaction device has expired, has been revoked, or has been cancelled; or

  2. For any reason his use of the financial transaction device is unauthorized either bythe issuer thereof or by the account holder.

  1. For purposes of paragraphs (a) and (b) of subsection (1) of this section, "notice"includes either notice given in person or notice given in writing to the account holder. The sending of a notice in writing by registered or certified mail, return receipt requested, duly stamped and addressed to such account holder at his last address known to the issuer, evidenced by a signed returned receipt signed by the account holder, is prima facie evidence that the notice was received.

  2. Unauthorized use of a financial transaction device is:

  1. (Deleted by amendment, L. 2007, p. 1695, 13, effective July 1, 2007.)

  2. A class 1 petty offense if the value of the cash, credit, property, or services obtainedor of the financial payments made is less than fifty dollars;

  3. A class 3 misdemeanor if the value of the cash, credit, property, or services obtainedor of the financial payments made is fifty dollars or more but less than three hundred dollars;

  4. A class 2 misdemeanor if the value of the cash, credit, property, or services obtainedor of the financial payments made is three hundred dollars or more but less than seven hundred fifty dollars;

  5. A class 1 misdemeanor if the value of the cash, credit, property, or services obtainedor of the financial payments made is seven hundred fifty dollars or more but less than two thousand dollars;

  6. A class 6 felony if the value of the cash, credit, property, or services obtained or ofthe financial payments made is two thousand dollars or more but less than five thousand dollars;

  7. A class 5 felony if the value of the cash, credit, property, or services obtained or ofthe financial payments made is five thousand dollars or more but less than twenty thousand dollars;

  8. A class 4 felony if the value of the cash, credit, property, or services obtained or ofthe financial payments made is twenty thousand dollars or more but less than one hundred thousand dollars;

  9. A class 3 felony if the value of the cash, credit, property, or services obtained or ofthe financial payments made is one hundred thousand dollars or more but less than one million dollars; and

  10. A class 2 felony if the value of the cash, credit, property, or services obtained or ofthe financial payments made is one million dollars or more.

(4) The value of the cash, credit, property, or services obtained and the financial payments made shall be the total value of the cash, credit, property, or services obtained or financial payments made by unauthorized use of a single financial transaction device within a six-month period from the date of the first unauthorized use.

Source: L. 84: Entire part added, p. 549, § 2, effective July 1; (3)(b) and (3)(c) amended, p. 539, § 16, effective July 1, 1985. L. 89: (3)(c) amended, p. 837, § 67, effective July 1. L. 92: (3) amended, p. 436, § 8, effective April 10. L. 98: (3)(b) and (3)(c) amended, p. 1439, § 17, effective July 1; (3)(b) and (3)(c) amended, p. 797, § 11, effective July 1. L. 2007: (3) amended, p. 1695, § 13, effective July 1. L. 2014: (3) amended, (HB 14-1266), ch. 155, p. 538, § 4, effective August 6.

Cross references: For the legislative declaration contained in the 2007 act amending subsection (3), see section 1 of chapter 384, Session Laws of Colorado 2007.


Download our app to see the most-to-date content.