Inapplicability of related statutes.

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(1) A reverse mortgage may be made or acquired without regard to the following provisions for other types of mortgage transactions set out in the statutes specified in this subsection (1):

  1. Any law of this state limiting loan-to-value ratios;

  2. Prohibitions on balloon payments pursuant to section 5-3-208, C.R.S.;

  3. Any law of this state limiting interest on interest, the adding of deferred interest toprincipal, or the compounding of interest;

  4. Subject to section 11-38-105 (3), interest rate limits under the usury statutes pursuantto sections 5-12-103 and 18-15-104, C.R.S.;

  5. Any law of this state applicable to insurance or insurance companies under title 10,C.R.S.

Source: L. 92: Entire article added, p. 942, § 1, effective April 23. L. 2000: (1)(b) amended, p. 1872, § 107, effective August 2.


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