(1) Each insurer shall print in at least twelve-point bold-faced type, on the first page of each packet containing the insurance policy and each packet containing the renewal notice for homeowner's insurance or as a separate document:
Information regarding how an insured may obtain a free copy of his or her loss history information report;
A toll-free telephone number that the insured may call to obtain the loss historyinformation report; and
A website address that the insured may access to obtain the loss history informationreport.
(2) For the purposes of this section, "loss history information report" means a compilation of an insured's prior loss history information used by an insurer in the insured's homeowner's insurance underwriting process. Such information may include, but need not be limited to, the insured's name, date of birth, and claim information such as date of loss, type of loss, and the amounts paid for the loss, if any, or any other information that may negatively affect the insured's rate of homeowner's insurance or the ability to obtain homeowner's insurance. A loss history information report shall include only information regarding claims made to an insurer and shall not include information regarding inquiries made to the insurer.
Source: L. 2004: Entire section added, p. 1972, § 2, effective August 4; entire section added, p. 1981, § 2, effective January 1, 2005.
Editor's note: This section was originally numbered as § 10-4-116 in House Bill 041236 but was renumbered on revision and harmonized with § 10-4-117 as enacted by House Bill 04-1292.