(a) The separate property of a married person is liable for a debt incurred by the person before or during marriage.
(b) Except as otherwise provided by statute:
(1) The separate property of a married person is not liable for a debt incurred by the person’s spouse before or during marriage.
(2) The joinder or consent of a married person to an encumbrance of community estate property to secure payment of a debt incurred by the person’s spouse does not subject the person’s separate property to liability for the debt unless the person also incurred the debt.
(Enacted by Stats. 1992, Ch. 162, Sec. 10. Operative January 1, 1994.)