No insurance institution, agent or insurance-support organization may seek information in connection with an insurance transaction concerning:
(a) Any previous adverse underwriting decision experienced by an individual, or
(b) Any previous insurance coverage obtained by an individual through a residual market mechanism, unless such inquiry also requests the reasons for any previous adverse underwriting decision or the reasons why insurance coverage was previously obtained through a residual market mechanism.
(Added by Stats. 1980, Ch. 1214, Sec. 1. Section applicable October 1, 1981, pursuant to Section 791.01.)