Coverage for well-baby exams.

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(a) A health care insurer that offers health care insurance that covers a dependent of a covered individual shall, initially and at each renewal, offer coverage for the cost of well-baby exams. The coverage required to be offered by this section is subject to standard policy provisions applicable to other benefits, including deductible or copayment provisions.

(b) In this section,

(1) “health care insurer” has the meaning given in AS 21.54.500;

(2) “health care professional” means a health aide, physician, nurse, and physician assistant, but does not include a practitioner of religious healing;

(3) “well-baby exam” means

(A) a periodic physical examination by a qualified health care professional of a baby during the first 24 months of life in which information is collected on matters including normal development, growth rate, hearing, vision, language skills, motor development, diet, general care, preventative health care, immunizations, and infectious diseases; and

(B) consultation between the health care professional and a parent.


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