(a) An associate of a licensee may not directly or indirectly receive from a person to whom the licensee provides financing assistance
(1) compensation in connection with the providing of the financing assistance; or
(2) other things of value for procuring, influencing, or attempting to procure or influence the licensee's action with respect to providing the financing assistance.
(b) This section does not apply to the receipt of fees by an associate of a licensee for bona fide services performed by the associate if
(1) the associate, with the consent and knowledge of the person to whom the financing assistance is provided, is designated by the licensee to perform the services;
(2) the services are appropriate and necessary under the circumstances;
(3) the fees for the services are approved as reasonable by the licensee; and
(4) the fees for the services are collected by the licensee, and the licensee pays the associate.