Interest and Usury.

  1. Law
  2. Code of Alabama
  3. Commercial Law and Consumer Protection.
  4. Interest and Usury.

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Section
8-8-1

Maximum Rates of Interest - Generally.

Section
8-8-1.1

Maximum Rates of Interest - Permitted Under State or Federal Law.

Section
8-8-1.2

Maximum Rates of Interest - Loans Secured by Savings Accounts.

Section
8-8-2

Maximum Rates of Interest - Aggregation of Principal and Interest on Loans at Six Percent and Division Into Installments.

Section
8-8-4

Maximum Rates of Interest - Loans, etc., of $100,000 or More to State Board of Education and Trustees of State Educational Institutions.

Section
8-8-5

Maximum Rates of Interest - Loans, Credit Sales, etc., of $2,000 or More to Individuals, Corporations, Trusts, Partnerships, or Associations.

Section
8-8-6

Maximum Rates of Interest - Exemption of Debts Incurred Pursuant to National Housing Act or Veterans' Benefits.

Section
8-8-7

Maximum Rates of Interest - Exemption of Bonds, Notes, etc., of State, Instrumentalities, Localities, Etc.

Section
8-8-8

Interest Accrues on Breach of Contract.

Section
8-8-9

Interest on Unauthorized Change Bills and Notes Not Exceeding $1.

Section
8-8-10

Interest on Money Judgments and Costs.

Section
8-8-11

Application of Partial Payments to Principal and Interest.

Section
8-8-12

Enforcement of Usurious Contracts.

Section
8-8-13

Collection on Notes, etc., Discounted at Higher Rate of Interest Than Eight Percent.

Section
8-8-14

Interest Surcharge on Loans or Credit Sales; Refunds; Maximum Interest Rate Indexed to Prime Rate; Maximum Interest Rates for Open-End Credit Plans.

Section
8-8-15

Bad Check Charge; Deemed Not Finance Charge.